For reference only, it is suggested to solve it through consultation. If negotiation fails, it is suggested to go through legal procedures.

1. If the husband's loan is used for the family's * * * life and * * * career, it belongs to the husband and wife's * * * debt, and the wife has the responsibility to repay it within the scope of the husband and wife's * * * property.

2. If the husband borrows money for personal expenses or engages in illegal activities, such as gambling and usury, and the wife doesn't know about the husband's loan, it belongs to the husband's personal debt, and the wife has no repayment responsibility.

If the husband's loan occurs before marriage, it is also his personal debt, and the wife is not responsible for repayment.

4. If there is an agreement between husband and wife on the distribution and ownership of property during the marriage relationship: each property belongs to its own, and each debt bears its own responsibilities, then the wife does not have to bear the responsibility for repayment.

According to Article 39 of the Marriage Law of the People's Republic of China, at the time of divorce, the joint property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children and the woman. The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law.

Article 40: Husband and wife agree in writing that the property acquired during the marriage relationship shall belong to each other. If one party pays more obligations for raising children, caring for the elderly and helping the other party to work, it has the right to demand compensation from the other party at the time of divorce, and the other party shall pay compensation. Article 41 At the time of divorce, the debts incurred by the husband and wife living together shall be paid jointly. * * * If the same property is not paid off, or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment. Article 42 In the event of divorce, if one party has difficulties in life, the other party shall give appropriate help from his personal property such as his house. Specific measures shall be agreed by both parties; If the agreement fails, the people's court shall make a judgment. Extended data:

Whether the husband is in debt depends on the nature of the husband's loan.