A loan contract is also called a loan contract. According to the contract period, it can be divided into fixed-term loan contracts, indefinite loan contracts, short-term loan contracts, medium-term loan contracts and long-term loan contracts. The following is a sample of personal loan agreement contract that I have compiled, hoping to provide you with reference.
Model Contract of Personal Loan Agreement 1 Party A (Lender) _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (the borrower) _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party A and Party B reach an agreement on the following matters and sign this contract.
I. Purpose of the loan
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Second, the loan amount and repayment time.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Third, the loan term.
The loan term is _ _ _ _ _ years, counting from _ _ _ _ _ _ _ years.
Fourth, the repayment method
Party A shall voluntarily repay the arrears and interest to Party A within the time specified in this Agreement. After Party B pays off all the due funds agreed in this agreement, Party A will hand over the IOUs to Party B after receiving the repayment.
Verb (abbreviation for verb) loan interest
From the date when the loan is used, the interest shall be calculated according to the actual amount used, and the compound interest shall be calculated within the loan period agreed in the contract. The monthly interest is _ _ _ _ _ _ _. If the borrower fails to repay the loan on time, the interest rate for the overdue part is 0.5%.
Rights and obligations of intransitive verbs
Lenders have the right to supervise the use of loans and understand the borrower's solvency, and the borrower shall truthfully provide relevant information. If the borrower fails to use the loan as stipulated in the contract, the lender has the right to recover part of the loan, and collect the default interest according to the regulations of the bank. (If the lender repays the loan in advance, the interest will be reduced according to the regulations. )
Seven. warranty clause
1. When the borrower voluntarily uses _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
2. The borrower must use the loan according to the purpose stipulated in the loan contract, and shall not use it for other purposes, and shall not use the loan for illegal activities.
The borrower must repay the principal and interest within the time limit stipulated in the contract.
4. When a guarantor is needed, the guarantor has the right to recover from the borrower after performing joint and several liabilities, and the borrower has the obligation to repay the guarantor.
Eight. Execution terms and repayment time
1. Party A and Party B * * * confirm that this agreement is enforceable according to relevant laws and regulations. After careful consideration, both parties agree that this agreement is enforceable after signing.
2. The maturity date of this loan is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Nine. Settlement of Contract Disputes Disputes arising during the performance of this contract shall be settled through friendly negotiation between both parties or mediation by a third party. If negotiation or mediation fails, either party may bring a lawsuit to the people's court according to law.
X this contract shall come into effect as of the date of signature by both parties. This contract is made in duplicate, with each party holding one copy. Each copy has the same legal effect.
XI。 If there is no agreement in this contract, it shall be implemented in accordance with the relevant provisions of the Civil Code of People's Republic of China (PRC).
Party A: _ _ _ _ _ _ _ _ _ _ Party B: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Party B.
Co-guarantor: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Date of signing this contract: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ \
Model Contract 2 of Personal Loan Agreement of Party A (Lender): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party B (the borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Party C (guarantor): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Contact address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
The amount borrowed by Party B from Party A is RMB _ _ _ _ _ _ _ _ _.
I. Purpose of the loan:
_ _ _ _ _ _ is engaged in self-employment, and Party A is in urgent need of capital turnover, and Party A agrees to loan, but how Party B uses the loan has nothing to do with Party A. ..
Second, the loan amount
The loan amount of Party B to Party A is RMB _ _ _ _ _ ten thousand Yuan only (in figures: ￥). The collection account designated by Party B is:
Bank of deposit: _ _ _ _ _ _ _ _ _ _ _
Account name: _ _ _ _ _ _ _ _ _ _ _
Account number: _ _ _ _ _ _ _ _
Third, the loan term.
The loan term is _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Fourth, the repayment method
Party B shall voluntarily repay the arrears and interest to Party A within the time specified in this Agreement. After Party B pays off all the due funds agreed in this agreement, Party A will hand over the IOUs to Party B after receiving the repayment.
The repayment account designated by Party A is:
Bank of deposit: _ _ _ _ _ _ _ _ _ _ _
Account name: _ _ _ _ _ _ _ _ _ _ _
Account number: _ _ _ _ _ _ _ _
Verb (abbreviation for verb) loan interest
From the date when the loan is used, interest shall be calculated and collected according to the actual amount used. Within the loan term agreed in Article 3 of this contract, the monthly interest shall be _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ If the borrower fails to repay the interest on time, he will pay a penalty of 8/10000 of the amount owed for each day overdue.
Rights and obligations of intransitive verbs
Lenders have the right to supervise the use of loans and understand the borrower's solvency, and the borrower shall truthfully provide relevant information. If the borrower fails to use the loan as stipulated in the contract, the lender has the right to recover part of the loan, and collect the default interest according to the regulations of the bank. (If the lender repays the loan in advance, the interest will be reduced according to the regulations. )
Seven. warranty clause
1. If the borrower voluntarily uses _ _ _ as collateral and cannot repay the loan to the lender at maturity, the lender has the right to dispose of the collateral. If the borrower repays the loan in full when it is due, the mortgage right will be extinguished.
2. Party C voluntarily provides joint liability guarantee for Party B's loan, and the guarantee period is two years from the expiration of Party B's loan term. The scope of guarantee includes the loan principal, liquidated damages or compensation for overdue repayment, and the expenses for Party A to realize the creditor's rights (including but not limited to attorney fees and travel expenses, etc.). ).
Eight. Treatment of overdue repayment:
In case of overdue repayment, Party B shall not only bear the expenses for Party A to realize the creditor's rights (including but not limited to attorney's fees, legal fees, travel expenses, etc.). ), and compensate Party A for the losses in the following ways: if the overdue payment is less than 30 days, Party A shall be compensated for the losses according to two thousandths (2%) of the overdue repayment amount per day; For the part exceeding 30 days, Party A shall be compensated for the loss by two thousandths (2.5%) of the overdue repayment amount every day.
The proportion of compensation for losses agreed in the preceding paragraph shall be determined by all parties in consideration of various factors. When Party A claims liquidated damages, it is not necessary to provide additional evidence for its losses, and both parties waive the right to request adjustment of liquidated damages or damages as stipulated in Article 114 of People's Republic of China (PRC) Contract Law.
Nine. Solutions to contract disputes
Disputes arising from the performance of this contract shall be settled by both parties through friendly negotiation or mediated by a third party. If negotiation or mediation fails, either party may bring a lawsuit to the people's court where the lender is located according to law.
X this contract shall come into effect as of the date of signature by both parties. This contract is made in duplicate, with each party holding one copy. Each copy has the same legal effect.
1 1. All forms of notices and reminders under this contract shall be sent in writing to the addresses reserved by both parties to this contract. If the address is changed, the other party shall be informed in time, and the written notice shall be deemed to have been delivered after three days from the date of issuance.
Party A: _ _ _ _ _ _ _
Party B: _ _ _ _ _ _ _
Co-guarantor: _ _ _ _ _ _
Date of contract signing: _ _ _ _ _ _ _
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Personal loan agreement contract mode 3 Borrower: _ _ _ _ _ _ _ _ _ _ _
ID number: _ _ _ _ _ _ _
Lender: _ _ _ _ _ _ _ _ _ _ _
Legal Representative: _ _ _ _ _ _ _ _ _ _ _
The borrower applies for a loan from the lender for business activities. Through negotiation between both parties, in order to clarify responsibilities and abide by credit, this contract is specially signed for both parties to abide by.
Rule number one. Loan amount and purpose
The loan is used for the purpose of _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 2. Loan term and interest
The loan term is * * months. The interest rate from _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Loans overdue will charge _ _ _% interest from the overdue date, and re-determine the loan interest rate according to the grade of overdue interest rate.
Article 3. Repayment period
The Borrower shall repay the loan principal and interest to the Lender in one lump sum within _ _ _ _ _ _ days from the date of the expiration of the loan term.
Article 4. Dispute settlement method
The parties agree that any dispute arising from this agreement shall be settled through friendly negotiation; If negotiation fails, either party may bring a lawsuit to the people's court in the place where this contract is signed.
Article 5, Others
1. This contract shall come into effect as of the date of signature and seal by all parties or their authorized representatives, and shall automatically become invalid after the loan principal and interest are fully paid off.
2. This contract is made in duplicate, each party holds one copy, and each contract has the same legal effect.
Borrower: _ _ _ _ _ _ _ _ Lender: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Personal loan agreement contract model 4 Party A:
ID number:
Domicile:
Party B:
ID number:
Domicile:
Both borrowers and lenders should pay attention to preserving relevant written evidence. Generally speaking, when the IOU or IOU is in the hands of the debtor, it can be presumed that the debt has been paid off. If the plaintiff cannot provide a written receipt when claiming the creditor's rights, he shall provide the necessary factual basis or the testimony of two or more witnesses who have no interest in him to support his claim.
Party A applies for a loan from Party B for personal and family needs, and takes its own car as collateral. Upon consensus of both parties, Party B agrees to lend and sign the contents of this contract:
Article 1 loan terms
Loan amount: RMB _ _ _ _.
Everyone will write down the loan amount, but be careful that the amount should be capitalized and marked with currency. Pay attention to the lowercase letters next to the uppercase letters and write the decimal point. This is mainly to prevent the amount from being changed. Obviously, if you are a borrower, you don't have to worry about the amount being modified. If you are a lender, don't worry about the borrower saying that the amount has been changed by you.
Term of the loan: from year month day to year month day.
Interest: Interest shall be settled monthly with a monthly interest rate of _ _ _%.
Both parties may agree on interest, but if a dispute finally arises, the people's court will protect the unpaid interest as long as it does not exceed the annual interest rate of 24%; The agreed interest rate exceeds the annual interest rate by 36%, and the interest agreement that exceeds the part is invalid. However, if the agreed annual interest rate is 24%-36%, the lender may not return part of the interest already paid by the borrower.
The loan date is _ _ _ _ _ _ _ _.
The time of borrowing is an important basis for determining the term of borrowing and the limitation of litigation, and it is also an important factor for determining the facts of borrowing. It should be written year, month and day. The year cannot be omitted. If you don't write the year, in case of a dispute, it is difficult to determine the specific time. If you are a borrower, in order to prevent the loan date from being modified, you should use capitalized Chinese characters, such as: X _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
Article 2 Liability for breach of contract
1. If Party B fails to issue the loan on time, Party A has the right to require Party B to pay liquidated damages for each day overdue; If the delay exceeds days, Party A has the right to terminate this contract.
2. If Party A fails to repay the loan on time, Party A shall pay _ _% of the loan amount to Party B as liquidated damages and bear the expenses for Party B to realize the creditor's rights.
In addition to the agreement on liquidated damages, in order to ensure the recovery of funds, mortgages can also be set up for loans.
It should be noted that if the loan mortgage involves real estate, it needs to go through the registration formalities with the relevant departments in order to fight against the third party.
Article 3 Method of dispute settlement
If Party A fails to repay Party B's loan when it is due, and still fails to repay it after Party B has given it a certain extension, Party A shall pay a penalty of RMB. If negotiation fails, Party B may bring a lawsuit to the people's court with jurisdiction in the place where this contract is signed.
The limitation of action for loan contract disputes is 2 years. If the repayment period is agreed, the limitation of action shall be calculated from the day after the loan expires. If there is a reminder at maturity, it shall be recalculated from the day after the reminder, but the evidence of the reminder shall be retained; If there is no agreed repayment period, the creditor may make a repayment claim at any time, which is not limited by the two-year statute of limitations. However, if the creditor fails to make a repayment request within two years after making the repayment request, it shall be deemed as exceeding the limitation of action and the law shall not support it.
Article 4 Other matters
1. This contract shall come into effect as of the date of signature and seal by both parties.
2. The validity of this contract shall be from the effective date of this contract to the termination when Party A fully repays the loan principal and interest and related expenses as agreed.
3. This contract is made in duplicate, one for each party, with the same legal effect.
In order to ensure the authenticity of the signature, the parties should be required to provide a copy of their ID cards, which should also be signed by the debtor. Some borrowers press their fingerprints, because their ID cards are also fake, so it would be better if they had fingerprints. Especially when the signature is scribbled.
Party A:
Date, year and month
Party B:
Date, year and month
Chapter V Model Contract of Personal Loan Agreement Party A (Lender): _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
Party B (Borrower): _ _ _ _ _ _
ID number: _ _ _ _ _ _ _ _ _ _ _
In order to clarify the responsibilities and abide by the credit, under the condition of voluntary consultation between the two parties, it is specially
After signing this contract, both parties shall abide by it together.
I. Loan amount (in words):
Second, the purpose of the loan: the borrower is in urgent need of a sum of money because of needs.
3. Loan interest rate: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Four. Loan Term: The loan term starts from the date of the month and ends on the date of the month.
Verb (abbreviation of verb) repayment date and method: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
Liability for breach of contract of intransitive verbs:
The borrower shall repay the loan at the time stipulated in the contract. If the borrower fails to repay the loan on time, the lender has the right to recover the loan within a time limit and charge% overdue interest as agreed in this contract.
Seven. Dispute resolution: settle disputes through negotiation. If negotiation fails, a lawsuit may be brought to the people's court where Party A is located.
Eight. Others:
1. Without the consent of both parties, neither party may change or terminate the contract without authorization. If one party requests to modify or terminate the contract, it shall notify the other party within _ _ days and reach a written agreement. After the modification or dissolution of this contract, the loan occupied by the borrower and the interest payable shall still be paid according to the provisions of this contract.
2. Attachments to the contract: IOUs and receipts.
3. This contract shall come into effect after being signed by all parties, and shall automatically become invalid after the loan principal and interest are fully paid off.
The original of this contract is in duplicate, one for the borrower and one for the lender. The contract text has the same legal effect.
Party A (borrower): _ _ _ _ Party B (lender): _ _ _ _
(signature and seal): (signature and seal):
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _