Cloud QuickPass is safe.

UnionPay is an APP and a non-cash mobile transaction settlement tool. Under the guidance of the People's Bank of China, China UnionPay joins hands with commercial banks, payment institutions and other industry parties* The mobile payment APP jointly developed and constructed by ** and maintained and operated by ** was officially released on December 11, 2017.

Union QuickPass APP focuses on bank card inter-bank account services. It has three core functions of collection and payment, enjoying discounts and card management. It supports credit card bill inquiry and repayment of more than 150 banks and debits of more than 570 banks. Card balance inquiry, credit card repayment, and inter-bank transfer are free of charge, allowing bank card management to be completed in one step.

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Security of Cloud QuickPass:

Using Cloud QuickPass is very simple. You don’t need to enter any password or sign anything when swiping your card. Consumers only need to bring the card close to the POS machine to complete the purchase quickly, and the amount is only limited to less than 1,000 yuan. Such security issues can easily be stolen. On the night of 315 not long ago, UnionPay officials also showed their estrangement from the consumer group. , in fact, Cloud Quick Pass is regarded as a failed product.

However, there are very few cases of fraud. According to data from China UnionPay and commercial banks, the risk ratio since its opening in 2015 is two per million. In recent years, with the development trend of mobile Internet, Alipay and WeChat rely on QR codes, so many friends have become accustomed to using scan codes to pay. Cloud Quick Pass is very secure, but only a small proportion of users use it.

At first, UnionPay and commercial bank *** jointly established the unified bank APP cloud flash payment high-profile, trying to occupy a place in the mobile payment market, sending benefits like Alipay and WeChat, and cloud quick payment sent a lot Benefits, but users only want to receive benefits. Once Cloud Quick Pass does not have any benefits, many users will choose to uninstall the Cloud Quick Pass APP.

Cloud QuickPass is a safe mobile payment APP. In terms of security, Cloud QuickPass products apply security technology, improve business processing rules, introduce risk compensation, advance advance payment and other mechanisms, and provide 72 hours of lost payment. The card protection service can quickly solve the user's capital loss problem and protect the user's legitimate rights and interests in the event of individual unexpected risk events.

As an important promoter of the development of payment technology, China UnionPay continues to strive for payment innovation and continues to provide consumers with safe and convenient payment products. China UnionPay has launched facial payment products and electronic social security card products based on the Cloud QuickPass APP.

It is understood that UnionPay face-swiping payment provides full-process information and fund security protection. The collection of faces is clearly authorized by the user, and uses payment tokenization, multi-party security calculation and other technologies to strictly prevent the leakage of information. and abuse. Active confirmation of rights through a dedicated payment password during payment can effectively protect the security of user funds.