What I want to tell you is that applicants who apply for a bank credit card for the first time must go to the bank counter for face-to-face signing, otherwise they will not be able to open the card. According to the notice of "Guidelines for Risk Control and Safety Management of Bank Card Business" issued by China Payment and Clearing Association, for customers who apply for the first credit card in this card-issuing bank, the card-issuing bank should pick up the card in person and sign it, and it is not allowed to use the whole process of self-service card issuance.
This provision means that bank staff must personally visit applicants in various ways, such as face-to-face, door-to-door and telephone. At the same time, the counter acceptance personnel or marketing personnel of the issuing bank should personally see the applicant's signature, and indicate in the acceptance column of the application form that they personally see the applicant's signature.
Rong 360 I recommend you to apply for the following two HSBC credit cards:
Fast card processing channel: HSBC Life Credit Card
Fast card processing channel: HSBC Travel Credit Card
To apply for HSBC credit card for the first time, you must go to a bank outlet. Let's talk about the online credit card application process of HSBC:
1. Users can apply for HSBC Credit Card through HSBC Credit Card official website and the third-party card processing platform.
To apply for HSBC Credit Card online, you only need to select the card online, click Apply Now, fill in the application materials for using the card according to the prompts, and submit a copy of the proof materials if necessary. After filling in the materials, you can directly confirm the submission. Apply for HSBC Credit Card online, and the application materials are directly entered into HSBC Credit Card Center.
2. After the application materials are submitted, the banking system will conduct a preliminary examination. After the first trial is passed, the bank will call the applicant for verification. After the information is verified, the bank will give the audit results.
3. If the card is successful, the bank will generally make and issue the card within one to two weeks.
4. After receiving the card, if it is the first time to apply, the applicant must go to the nearby HSBC outlet for face-to-face signing. In addition to my ID card and credit card, the applicant should also bring the card confirmation letter mailed with the card, which can only be used after the activation is completed at the counter.