Volunteer card debit card can be used as a bank card. The volunteer card debit card is a joint or special debit card with the same function as the ordinary bank debit card. Debit card refers to the bank card issued by the issuing bank to the cardholder without credit limit, and the cardholder deposits first and then uses it. Debit cards can't be overdrawn, and they can transfer money and deposit and withdraw cash.

First, the volunteer card debit card has the function of collecting and paying on behalf of others. Can accept enterprises, institutions and individuals to pay wages, pay telephone bills, insurance premiums and other public utilities. Record volunteer service time and service performance, provide personal accident insurance for volunteers during volunteer service, and provide preferential services for cardholders. You need to enter your personal password when shopping. Password debit cards are only applicable to merchants who have installed online POS machines. The terminal device provides a device for inputting a personal password. Just like using a credit card, you need to sign the receipt when shopping. Signature debit cards can be used for merchants with online or offline POS machines. Some debit cards are only suitable for password operation, while others are suitable for both password and signature. Signature debit cards are more flexible and can even be used by merchants without password POS machines. Cardholder users can consult financial institutions about the types of issued debit cards. No matter which debit card is used, the amount will be automatically deducted from the account when shopping. Both debit cards require personal passwords to withdraw money from ATM machines. The bank will give the cardholder an initial password when issuing the card.

Second, the personal rights and interests of the volunteer joint card

1. Volunteer co-branded cards can provide personal settlement, e-banking, investment and wealth management and various daily convenience services. At the same time, it is different from ordinary bank cards. It is a symbol of enthusiastic volunteer service and has many value-added service functions such as identity identification and volunteer service record.

2. Volunteer co-branded cards can also enjoy a 60% discount on bus swiping, and a 50% discount when the volunteer level is upgraded. Volunteer co-branded cards can also enjoy exclusive three-card rights, including shopping cards, drink coupons, movie coupons, car wash coupons and other benefits.

3. Volunteer co-branded cards accept applications from volunteers in the whole province. As long as they are registered in the province's information system, have the willingness to volunteer, support voluntary undertakings and participate in voluntary service, they can go to the branches of China Bank.