China Merchants Bank's credit cards, general cards and gold cards are generally not activated and will not generate annual fees. After activation, the annual fee is free first, and the annual fee is free for swiping the card 6 times in the following year.
China merchants bank platinum card credit card involves a large amount of investment and special functions in the early stage of the bank. Once the card is issued successfully, the customer will be charged a certain fee. Generally, the platinum card fee will be prompted in the application contract.
Extended data:
The annual fee-free method of China Merchants Bank Platinum Card is as follows: the annual fee-free method of classic Platinum Card: 10000 points can be exchanged for the annual fee of the main card, and 5000 points can be exchanged for the annual fee of the subsidiary card, but the points used to exchange the annual fee must be an integral multiple of the exchange standard, and no partial deduction is allowed. If the points are insufficient, the corresponding annual fee will be deducted;
Free annual fee for exquisite platinum card: the annual consumption is 80,000 yuan (unlimited consumption form), and the annual fee for the main card can be reduced by swiping the card for 20 times; If you spend 30,000 yuan a year (not limited to consumption forms), you can reduce the annual fee of the supplementary card by swiping the card 10 times, and the first two supplementary cards are exempt from the annual fee.
Baidu Encyclopedia-China Merchants Bank Credit Card
Baidu Encyclopedia-Credit Card Annual Fee Rules