(2) Credit card classification: There are three payment methods to choose from when handling a card: password, signature, password and signature. If you choose the payment method when you apply for a card, it is not a refusal. If it is the latter two, even if the money has been transferred to the bank and supermarket without signature, the money should be returned.

According to the regulations of China UnionPay, refusing to sign the purchase order after swiping the card cannot be used as a reason for refusing to pay, and the bank will not accept it and the money will be deducted from the account.