It won’t go into the national treasury.

If the check does not have the signature of the drawer, the payment will not be successful, and of course the funds will still be deposited in the drawer's account.

The bills currently used in our country are all registered bills. According to the Negotiable Instruments Law, the circulation and transfer of bills must be endorsed. Endorsement cannot be done without the name of the payee.

A promissory note is a self-payable instrument, and the drawer is also the payee. The two are combined into one. Therefore, the basic parties are only the drawer and the payee.

A check is an entrusted instrument and a bank is entrusted with payment, so there are three basic parties: the drawer, the payee, and the payee. As for why the payee is not an absolute record of the check, this is based on my country’s national conditions. In daily economic activities, when using checks to purchase goods or services, the drawer often does not know the name of the payee in advance and cannot confirm the name of the payee when issuing the check. Record the name of the payee. In order to reduce the use of cash and promote the use and circulation of checks, the Negotiable Instruments Law does not include the name of the payee as an absolute recording matter when stipulating the recording items of a check. However, in the following clauses, it also stipulates the payment receipt The name of the person can be added with the authorization of the drawer.

Please refer to the relevant provisions of the "Negotiable Instruments Law of the People's Republic of China"——

Article 73 The promissory note is issued by the drawer who promises to A bill that unconditionally pays a determined amount to the payee or holder.

Article 82 A check is an instrument issued by the drawer, and a bank or other financial institution entrusted with the check deposit business unconditionally pays a determined amount to the payee or holder when the check is presented. .

Article 87 If the name of the payee is not recorded on the check, it may be re-recorded with the authorization of the drawer.