Telemarketing, also known as telemarketing, originated in the United States in 1970s, 65438-2009. So far, there are three main sales models.
1. Traditional mode, that is, we promise to receive a policy after purchase on the phone and return it to the insurance company after signature confirmation. The insurance company's underwriting is successful, the fee is deducted and the policy becomes effective.
2. Semi-transaction mode. On the phone, as long as you promise to buy this product and provide the relevant information and account information needed for underwriting, the insurance company will underwrite and deduct money, and then sign the insurance policy to confirm, and the policy will take effect.
3. Trading mode. As long as you confirm the transaction by phone, you can deduct the money directly without supplementary signature.
In domestic insurance telephone sales, there are three modes, but the traditional mode and semi-transaction mode are more common. The biggest difference between these two methods is that one is to sign for confirmation before deducting money, and the other is to confirm by phone before deducting money, but at the same time, you still have to sign later.
Finally, I bought the insurance under the strong promotion of the telemarketers of the insurance company. After a few days, I calmed down, but I found that I was not interested in this. What should I do if I want to return it?
Surrender method 1:
No matter which insurance company, after completing the business, the customer specialist will provide his work number and contact information to the customer. When you surrender, you will call your customer specialist directly and ask him to return this business to you. At this time, the account specialist will definitely convince you for his performance. If you have made up your mind, just tell the customer directly, don't persuade me, I have made up my mind, be tough and stand higher, because your surrender is a normal requirement.
Surrender method 2:
Call the call center of the insurance company. If the complaint or the agent asks for surrender, and provides the successful policy number at that time, he can surrender. Then after the agent replies and confirms it for you, you can return the goods. Be tough and say you just don't want to do it. There is no reason. Otherwise, you will wait for the customer service staff with super sales ability to sell you in turn.
Surrender mode 3:
Take the insurance policy contract to the local insurance company for surrender procedures. But it must be within the hesitation period, or you can't scold the insurance company after deducting the money, because those things are clearly written in the contract.
What should you do when you see that my article was misled by telemarketing insurance?
Then you can consider turning yourself in. How can you completely surrender?
First, you have to find a professional team to help you deal with it.
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