Matters needing attention in handling bank cards:
First, the annual bank card fee. Some banks will charge applicants a certain annual fee, generally 10 yuan, which is charged once a year at a fixed time. If the bank card applied by the applicant is only used once, you can consider canceling the card after use to avoid paying more annual fees.
Second, whether to open e-commerce. When handling bank cards, bank staff will actively recommend you to handle related electronic services, such as online banking and mobile banking. For this kind of business, customers can freely choose to handle it, and there is no binding. Users should handle it according to their own needs.
Third, the opening of third-party accounts. Common tripartite accounts are financial accounts such as fund accounts, stock accounts and precious metal accounts. For customers with financial needs in this area, when handling bank cards, they can ask bank staff to open them together. It should be noted that a stock account can only sign an agreement with one bank account. If you want to change banks, you need to cancel the contract of the previous bank account first.
Extended data:
Specific steps:
1, you must bring your ID card to the business outlet.
2. After entering the bank lobby, go directly to the information desk and tell the staff that they need to apply for a bank card. The staff will give you some forms to fill out truthfully.
After filling out the form, a staff member will take your ID card to make a copy. If you prepare a copy of your ID card in advance, you can save time for temporary copying.
4. After you get a copy of your ID card, you need to go to the number machine to get the number ticket, and then you can sit and wait for the business.
When the counter calls your number, you need to bring the completed form and a copy of your ID card to the corresponding counter. It should be noted that you have to pay the cost of the bank card and deposit it in the new card 10 yuan, so you'd better bring cash above 50 yuan.
6. After you enter the password and get the bank card, the card business is over.
7. Now many banks have self-service card issuing machines. Just insert the ID card, and the self-service card issuer will automatically read the identity information and check the identity in the system of the public security organ. Only the applicant needs to fill in the mailing address, postal code, mobile phone number and other information required by the self-service card issuing machine. After the service selection is completed, the machine will start the camera to take photos of the applicant and enter the fingerprint.
Subsequently, the machine asks the applicant to enter the password. After entering the password twice to confirm, the machine will spit out a self-service card issuing business confirmation form, and the applicant will sign it to confirm, and then the card can be successfully taken out.
You don't need extra diplomatic money to handle online banking, just tell the business staff at the counter that you want to open online banking after the bank card is processed.
References:
Articles of Association of China Construction Bank-Longka Debit Card of China Construction Bank (Version 20 18)