When using pos machines for consumption, merchants can only provide services when the transaction is successful and cannot provide services when the transaction fails. Only the acquiring institution with successful transaction can settle the funds for the merchants. If the merchants do not see the successful transaction to provide services, there may be financial risks.
POS machine is a multifunctional terminal. It can be installed in special merchants and acceptance outlets of credit cards, and connected with computers to realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and is safe, fast and reliable to use.
Matters needing attention in using POS machine:
The printed POS receipt must be signed by the cardholder, and the signature must be consistent with the name on the card. It is best to ask the cardholder to sign the Chinese name on the back of the bank card. Credit cards are especially important. If the cardholder refuses to pay by phone, then with the receipt signed by the cardholder, you don't have to worry that the money for swiping the card won't arrive. This is the cardholder's signature.
Be careful of fake cards. Fake cards are irregular cards, such as * * cards and black cards. * * cards are generally rough. For example, the characters on the card surface are not parallel to the card edge, and the quality is poor. You should be able to see it if you pay attention. The exception is to use someone else's credit card. Because this card is real, you can only pay attention to whether the signature is consistent with the signature on the card when the customer swipes the card. In addition, it depends on whether the customer's ID card is consumed by the cardholder himself. It doesn't matter if the quantity is small. If the amount is large, you must see your ID card.
It is strictly forbidden to dismantle and transform POS machines without permission. There are too many things that various POS machines illegally modify records and steal bank card information. Bian Xiao has published many articles on this issue before, and preventing illegal modification of POS machines is the first factor.
Check whether the amount on the shopping receipt is correct. When consumers use their cards in shopping malls, they need to sign the transaction documents according to the transaction requirements of bank cards. And remind consumers that before signing, they should first confirm whether it is their own * *, and carefully check whether the amount and currency on the purchase order are consistent with the actual consumption situation. Only when it is correct can they sign it.
The operation of credit card is different from that of savings card. In order to make it more convenient for consumers to use credit cards, many credit cards do not need to enter a password when they are used. The cashier only needs to check the user's signature. This convenience has also created some unsafe factors for credit cards. Once a consumer's credit card is lost or forgotten, it is likely to be stolen.
Remind consumers to tear up the transaction documents when using POS machines to swipe their cards. In case of transaction error or cancellation, consumers should tear up the wrong transaction documents on the spot. In addition, the sales staff should issue an offset to Dan Chong for the original transaction, and then conduct the transaction again, or obtain a refund instruction from the merchant. A transaction document is a transaction document. Therefore, the transaction documents must be properly kept to avoid being used as counterfeit money except for future verification.
If you fail to swipe your card once, you should carefully check the credit card consumption details after swiping your card again. If problems are found, contact the consumer and relevant banks in time to avoid financial losses.