1. Legal full names of borrowers and lenders;

2. The loan amount, including the amount in words and figures;

3 loan term, including the start and end date of the loan and a clear loan term;

4. Specific repayment date;

5. The loan interest should have a clear annual interest rate or monthly interest rate, and the final total loan interest payable (including the amount expressed in words and figures);

6. The date, month, day, time and payment method of repayment of loan principal and interest;

7. There should be the borrower's personal signature, handprint or handwritten signature.

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