1. Usually the cost is 5 yuan and the annual fee is 10 yuan. If you pay 25 yuan, then 10 yuan will be stored on your ICBC card. \x0d\　2. U-Shield, the customer certificate USBkey launched by ICBC in 2003 and obtained a national patent, is a high-level security tool provided by ICBC for online banking business. It looks like a USB flash drive, and its security performance is like a shield, which means U-shaped shield, so it is named: "U-shield". Its function is to protect the security of online banking funds and avoid various risks such as hackers, fake websites, and Trojan viruses when handling online banking services. \x0d\ U-shield is a customer certificate USBkey launched by ICBC and obtained a national patent. It is a high-level security tool provided by ICBC for you to handle online banking business. \x0d\ U-Shield is a tool for electronic signatures and digital authentication in online banking. It has a built-in micro smart card processor and uses a 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality of online transactions. , authenticity, integrity and non-repudiation. \x0d\ 3. There are three steps to use U-Shield: \x0d\ Step 1: Install the driver \x0d\ If it is your first time to use personal online banking on your computer, please refer to the ICBC Personal Online Banking System Setup Guide to download first. Install the personal online banking control, and then install the USB shield driver. Drivers for USB shields of different brands can only be used with this brand. If you want to install using a CD, please run the USB-Shield CD and select "System Upgrade" on the main installation page. The system will automatically detect and prompt you to install the patch. After installing the patch, please select "Driver Installation" to install the USB shield driver. \x0d\?Step 2: Download certificate information\x0d\?Certificate customers log in to personal online banking for the first time, and the computer will have a security prompt to issue a root certificate from Personal ICBC CA. This root certificate is used for you to authenticate the ICBC website. Please click "Yes", which means you accept ICBC's personal online banking service. \x0d\　After you have installed the corresponding certificate driver, before officially using other functions of Personal Online Banking, please log in to Personal Online Banking first, then click "Security Center" and select the "U-Shield Management" function. In "U-Shield Self-Service" Download your personal client certificate to the USB shield in the "Download" column. \x0d\　Step 3: Use U-Shield happily. After logging into personal online banking, if you need to handle transfers, remittances, payments and other external payment services, just follow the system prompts to insert the U-Shield into the USB interface of the computer, enter the U-Shield password, and Once verified by the bank system, the payment business can be completed.