U shield is a customer certificate USBkey issued by ICBC, which has obtained national patent. It is an advanced security tool provided by ICBC for online banking.
U shield is a tool for electronic signature and digital authentication of online banking. It has a built-in micro smart card processor, and uses 1024-bit asymmetric key algorithm to encrypt, decrypt and digitally sign online data to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.
Extended data
For e-banking customers with high security requirements, it is recommended that you use U shield. If you need to use a U shield on mobile devices such as mobile phones, please apply for a universal U shield. With U shield, you don't have to worry about hackers, fake websites, Trojan viruses and other risks. When you do online banking. U shield can ensure the safety of your online banking funds.
Customers who use login password and payment password need to protect your card number and password when handling online banking external payment business, ensure that the computer that logs in online banking is safe and reliable, update anti-virus software regularly, download patches in time, do not open unknown programs, games and emails casually, and maintain good online habits.
In addition to U shield, ICBC has also introduced a series of security measures: alias login (different from the custom login method of traditional account login), double password control of login password and payment password, and payment amount control to ensure customer safety; Identify and prevent counterfeit bank websites by means of website verification, website certificate verification and reserved information verification.
As long as they are ICBC's personal online banking customers, they can apply for U shield by bringing their valid certificates and peony cards used when registering online banking to ICBC outlets. There are three steps to using U shield:
Step 1: Install the driver
If it is the first time for you to use personal online banking on your computer, please refer to the personal online banking system installation guide of China Industrial and Commercial Bank, download and install the personal online banking control first, and then install the U shield driver. Drivers of different brands of U Shield can only be used in this brand. If you want to install by CD, please run the U-Shield CD, select "System Upgrade" on the main installation page, and install the U-Shield driver.
Step 2: Download certificate information
When a certificate customer logs into personal online banking for the first time, the computer will have a security prompt asking for a root certificate from PersonalICBCCA. This root certificate is used to authenticate the website of Industrial and Commercial Bank of China. Please click "Yes" to indicate that you accept ICBC's personal online banking service.
After you install the corresponding certificate driver, before using other functions of personal online banking, please log in to personal online banking first, and then click "Security Center" and select "U Shield Management" function in the column of "U Shield Self-download" to download your personal customer certificate to U Shield.
Step 3: If you need to handle external payment services such as transfer, remittance and payment after logging in to personal online banking, you only need to insert the U shield into the USB interface of the computer according to the system prompt, enter the U shield password and have it verified by the banking system.
Baidu Encyclopedia: U Shield China Industrial and Commercial Bank: U Shield (individual customer)