According to Article 155 of the new Insurance Law, insurance supervision and management institutions can take the following measures to perform their duties according to law:

(1) Conduct on-site inspections on the representative offices of insurance companies, insurance agents, insurance brokers, insurance asset management companies and foreign insurance institutions;

(2) entering the place where the suspected illegal act occurred to investigate and collect evidence;

(3) Asking the parties concerned, the units and individuals related to the incident under investigation, and asking them to explain the matters related to the incident under investigation;

(4) consulting and duplicating information such as property rights registration related to the incident under investigation;

(5) consulting and copying the financial and accounting data and other relevant documents and materials of insurance companies, insurance agents, insurance brokers, insurance asset management companies, representative offices of foreign insurance institutions, and units and individuals related to the investigated events; To seal up documents and materials that may be transferred, concealed or damaged;

(6) Inquiring about the bank accounts of insurance companies, insurance agents, insurance brokers, insurance asset management companies, representative offices of foreign insurance institutions and units and individuals related to suspected illegal activities;

(7) If there is evidence that illegal funds and other property involved have been or may be transferred or concealed, or important evidence has been concealed, forged or destroyed, it shall apply to the people's court for freezing or sealing up with the approval of the principal responsible person of the insurance supervision and administration institution.

if an insurance regulatory institution adopts the measures mentioned in items (1), (2) and (5) of the preceding paragraph, it shall be approved by the person in charge of the insurance regulatory institution; To take the measures in Item (6), it shall be approved by the person in charge of the insurance supervision and administration institution in the State Council.

when an insurance supervision and management institution conducts supervision, inspection or investigation according to law, there shall be no less than two persons involved in the supervision, inspection and investigation, and the insurance supervision and management institution shall produce legal certificates and a notice of supervision, inspection and investigation; The units and individuals under inspection and investigation have the right to refuse if there are less than two persons who supervise, inspect and investigate, or if they fail to produce their legal certificates and the notice of supervision, inspection and investigation.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.