How to use CCB credit card?

First of all, congratulations on successfully applying for a CCB credit card. To be a successful cardholder, you still need to practice hard. So you should understand the basic knowledge of CCB credit card. Take a few minutes to read it, and you can use it in your daily life in the future. Use cards better in life!

Repayment at Construction Bank branches:

You can make cash repayment or transfer repayment with your card or at Construction Bank branches across the country. Regardless of whether it is in the same city or in another place, China Construction Bank branches can accept it, and there is no handling fee.

—Outlet repayment can realize the repayment of RMB arrears with RMB cash and the repayment of USD arrears with USD cash.

—Transfer repayment can transfer funds from your debit card or quasi-credit card to your credit card account for repayment.

—Using RMB cash to repay RMB debts and transfer repayments can be handled at all our bank’s business outlets, while using USD cash to repay U.S. dollar debts must be handled at our bank’s business outlets.

—When repaying the loan in a convertible foreign currency other than the US dollar, you should exchange it through foreign exchange buying and selling, and then repay in US dollars.

Agreed account repayment:

You can designate a personal bank settlement account opened by yourself in China Construction Bank as the repayment account, and China Construction Bank will automatically repay it on the due date. The corresponding amount will be deducted from the repayment account. Before you apply for repayment from the agreed account, please call the local 95533 or 24-hour service hotline to check whether the local CCB where you applied for the card has opened this service.

Telephone foreign exchange purchase and repayment

Telephone foreign exchange purchase and repayment can only use RMB to purchase foreign exchange to repay the US dollar debt on the credit card. You must complete the deposit and telephone repayment application within the same day. The exchange rate is based on our bank's US dollar selling price at the time of purchasing foreign exchange. If you need to inquire, please call our bank's 24-hour service hotline. If the overpayment in your credit card RMB account on the day of your foreign exchange purchase is insufficient, you can also use your available limit to purchase foreign exchange and repay it, and pay interest from the date of your foreign exchange purchase.

ATM transfer repayment

You can transfer the RMB funds from your Dragon Card savings card or quasi-credit card to your Dragon Card credit card account through an ATM to repay the RMB debt owed to your Dragon Card credit card.

Report loss: When using a CCB credit card, if your card is accidentally lost or stolen, please call the CCB 24-hour service hotline immediately to report the loss. Once the loss report is accepted and confirmed by China Construction Bank, the loss report will take effect immediately, which can protect your interests to the greatest extent.

If your card is lost or stolen abroad and you still need to use the Dragon Card (dual currency) credit card while abroad, please call the China Construction Bank 24-hour service hotline to report the loss and apply for an emergency replacement card. . Construction will immediately contact the foreign card issuer to apply for an emergency replacement card for you and issue you a new card at the same time.

Card replacement: Dragon Card (dual currency) credit card is valid for 3 years and will become invalid upon expiration. China Construction Bank will proactively send you a new card one month before your card expires for your convenience. If you do not want to continue using the card after it expires, please call the construction 24-hour service hotline one month before the card expires.

Replace the card in advance: If your card expires within 3 months and you need to change the card in advance due to special reasons such as going abroad, please call the 24-hour service hotline to apply and destroy the original card yourself. Construction will handle card replacement in advance and send you a new card.

Damaged card replacement: When your card can no longer be used due to damage, breakage, degaussing of the magnetic strip or incorrect signature, etc., you can apply for a new card; to apply for a reissue, please call China Construction Bank 24 hours a day Service hotline, re-issuance of a new card requires payment of the corresponding re-issuance fee; please be sure to destroy the old card yourself to avoid unnecessary losses.

How to use CCB Dragon Card Premium Credit Card? Overdraft consumption, cash withdrawal, installment payment

When a new credit card comes out, it will definitely attract the attention of many cardholders. If the product has rich benefits, there will be many friends who have the impulse to apply for the card. Today I would like to introduce to you how to use the new credit card CCB Long Card Premium Credit Card, which you must read before applying for the card.

1. Overdraft consumption

CCB Long Card Premium Credit Card is a Mastercard gold card, and cardholders can enjoy an overdraft limit of up to 50,000 yuan. It should be reminded that card credit is more suitable for overseas consumption. After all, it is difficult to find a POS machine with the "MasterCard" logo in China.

2. Cash withdrawal by credit card

Cardholders who need cash can withdraw cash through the CCB Long Card Preferential Credit Card. The limit is up to 50% of the credit limit because it is a card with the MasterCard logo. , it is best to withdraw cash through a MasterCard terminal abroad, otherwise you will need to bear currency conversion fees.

3. Credit card installments

If the bill cannot be paid off in full after consumption, you can choose to repay in installments. The cardholder only needs to bear the corresponding installment fees, which vary according to the number of installments. , the handling fee is between to.

4. Credit rights and interests

In addition to the above basic credit card financial services, CCB Long Card Premium Credit Card also offers many card rights and benefits to cardholders. For example, the maximum cumulative cash rebate for overseas consumption is 34%, 12% off on all Longteng travel products, 10% off on overseas Chinese pick-up and drop-off by Royal Charter Cars and chartered tours, 10% off on Hertz car rentals, etc.

Does everyone know how to use CCB Long Card Premium Credit Card? Because it is a MasterCard card, it is recommended that customers with only domestic needs do not apply. Otherwise, the above financial services, card rights and discounts will not be available.

How to activate CCB Long Card Premium Credit Card? Necessary knowledge for using the card

After the credit card application passes the bank's review and the card is issued, it needs to be activated before it can be used normally. If you don't know how to activate the CCB Long Card Premium Credit Card, today I will share the relevant knowledge with you.

How to activate the CCB Long Card Premium Credit Card:

1. Online banking

Log in to your personal CCB online banking account, find the "Online card opening" channel in the credit card CITIC, and click "Open card now", fill in the ID number and CCB Long Card Premium Credit Card to complete the activation.

2. Mobile Banking

Log in to your personal CCB mobile banking account, click "Credit Card Activation" in the "Credit Card Management" menu bar on the "Credit Card" main page, and fill in the correct personal information. and card information to complete activation.

3. Customer service hotline

Call the customer service hotline 95533 directly and select the "Credit Card Business - Card Opening and Password Service" menu according to the prompts to complete card activation.

4. WeChat public account

Follow the WeChat public account "China Construction Bank", first bind the credit card, then enter "open card" in the chat box, and reply with the corresponding serial number. Cards can be activated.

5. Text message

Edit the text message "CCJH#last four digits#CVV2" and send it to 95533. Note: CVV2 is the last three digits of the 7-digit number on the back of your credit card, that is, the credit card Security code (need to be sent using the mobile phone number reserved by the bank).

6. Bank counter

Bring your valid personal ID and CCB Long Card Premium Credit Card to the counter of any CCB outlet to go through the activation procedures.

How to activate the CCB Long Card Premium Credit Card? Cardholders must already know it. I would like to remind everyone that in order to activate smoothly, the identity verification information provided to the bank must not be wrong. Especially for counter activation, you also need to pay attention to personal information. Words and deeds.

How to increase the limit of China Construction Bank Dragon Card Premium Card if it is too low?

How to activate CCB Long Card credit card

Cardholders use the reserved bank mobile phone number to call the customer service hotline 95533, and follow the prompts to select the "Credit Card Business - Card Opening and Password Service" menu.

If it is the first time to apply for a credit card from our bank, after the card is opened, the cardholder needs to use the phone number (mobile phone or home phone) reserved in the application materials at that time to call our customer service hotline 95533 (for overseas applications) Dial 86-28-95533) and transfer to 2 Credit Card Business to set the password for consumption and cash withdrawal.

What to do if the credit card cannot be activated by self-service

If the cardholder cannot activate the credit card through self-service, the cardholder can call our customer service hotline 95533 (from abroad, please call 86-28 -95533) After entering the voice system and selecting "Credit Card Business", there is no need to enter any information. Press the "#, #, 0, #" keys in sequence to transfer to manual service for card opening.

Extended information:

In the case of card replacement due to expiration, damaged card replacement, etc., you can also send it by editing the text message "CCJH#last four digits#security verification code" 95533, the security verification code is the last three digits of the 7-digit number in the signature field on the back of your credit card (it needs to be sent using the mobile phone number reserved by the bank).

How to deal with a locked credit card

The card may be locked if the security verification code is entered incorrectly during credit card transactions, the password is entered incorrectly multiple times or for other special reasons, such as incorrect password entry. The credit card has been locked due to too many times. If customers who have not activated mobile banking want to continue using the card, please go to any of our branches with the card and ID card to re-activate it and reset the consumption and cash withdrawal password.

In other cases, cardholders can directly call our bank’s customer service hotline 95533 and select “2—Credit Card Business” to transfer to manual inquiry.