set (e-commerce industry) generally refers to the secure electronic transaction protocol. Secure Electronic Transaction Protocol (SET) was founded by VISA International Organization and MasterCard International Organization, combined with an international standard for secure electronic transactions in e-commerce formulated by companies such as IBM, Microsoft, Netscope and GTE. SET, a secure electronic transaction protocol, is a secure electronic delivery protocol based on credit cards, which is applied in the Internet environment. It gives a set of process specifications for electronic transactions. SET protocol can realize encryption, authentication and key management mechanism in e-commerce transactions, and ensure the safety of online shopping with credit cards on the Internet.

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