The landlord's boss wants to sign the tenant's IOU. The main function is that when the landlord's loan fails and the bank seals up the house, you can't rent another house. I told you in advance, I'm afraid I can't get rid of you before the lease expires.

Second, if the tenant needs to sign a housing loan, what responsibility should the landlord bear?

Spread out completely

In this case, the landlord wants to use the house you rent as collateral, and let you sign it for your consent. When loans overdue comes, the bank will handle the house, so you must cooperate with the bank unconditionally. You should read the contents of the document signed for you carefully.

Three, two landlords, but only one person signed the contract. Is the contract valid?

The landlord is both husband and wife, and the rental contract is signed by only one person, which is legally binding with the consent of the other party; If the other party does not agree, the contract is invalid, and the losses and liabilities for breach of contract arising from the invalidity of the contract shall be borne by the signatory. According to Article 48 of the Contract Law of People's Republic of China (PRC), if the actor has no power of attorney, exceeds the power of attorney or the power of attorney is terminated, the contract concluded in the name of the principal will not be effective for the principal, and the actor shall bear the responsibility. The other party may urge the principal to ratify it within one month. If the trustor fails to declare it, it shall be deemed as refusal to ratify it. Before the contract is ratified, the bona fide counterpart has the right to cancel the contract. Revocation shall be made by notice. Article 49 If the actor has no power of agency, exceeds the power of agency or concludes a contract in the name of the principal after the termination of the power of agency, and the counterpart has reason to believe that the actor has power of agency, the agency act is valid. "Measures for the Administration of Commercial Housing Lease" Article 7 The parties to housing lease shall conclude a lease contract according to law. The contents of a house lease contract shall be agreed upon by both parties, and generally include the following contents: (1) the names and residences of the parties to the house lease; (2) Location, area, structure, ancillary facilities, furniture, household appliances and other indoor facilities; (3) The amount and payment method of rent and deposit; (four) the purpose and use requirements of the leased house; (five) the safety performance of houses and indoor facilities; (6) Term of lease; (seven) housing maintenance responsibility; (eight) payment of property services, water, electricity, gas and other related expenses; (nine) dispute resolution and liability for breach of contract; (10) Other agreements. The parties to a house lease shall stipulate in the house lease contract the measures to be taken when the house is expropriated. The construction (real estate) management department may, jointly with the administrative department for industry and commerce, formulate a model text of the house lease contract for the parties to choose.

4. Why does the loan need to be signed by the landlord and tenant?

1, the fact that it was ceded to the bank;

2. When the landlord defaults in repayment, the tenant needs to abide by the agreement of the bank and obey the handling, such as early withdrawal of rent, but the bank cannot be responsible.

Legal basis: Article 680 of the Civil Code: It is forbidden to borrow at high interest, and the lending rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not stipulate the payment of interest, the interest shall be regarded as interest-free according to the local or the parties' trading methods, trading habits, market interest rates and other factors.