In the same building, is it better to choose a front household or a middle household when buying a house?
It is very important for home buyers to choose a house type when buying a house, especially the side household or the middle household, which is related to the ventilation and lighting issues of the house. It is recommended that you choose based on the advantages and disadvantages of the two:
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Advantages and disadvantages of households in the east
The natural environment is good: living in the east, you can see the bright sunshine every day when you get up. Since ancient times, there has been a saying that the sun is shining, the flowers are blooming, and you are rich. That kind of natural environment can make people feel comfortable. Leakage issues require concern: When it rains in the summer, if the southeast wind blows from the east, leakage or mold may occur. If the quality of the house chosen by the house buyer is good enough and the ground waterproofing is done well during the decoration, this will This situation can be completely ignored.
Western households
North facing problems. West households are often criticized for being "facing north" in the afternoon. Living in summer is indeed hotter than east households, but many real estate developers In this regard, a balcony is designed to block the cold wind in winter without being too cold, and in summer it is covered without being too hot. In addition, the air conditioning in the room can avoid the problem of facing north.
The price is more cost-effective
In terms of price, West House will be better than East House. For families whose assets are not particularly sufficient, West House's overall cost-effectiveness is higher. Frequently Asked Questions about Partnership House Buying
1. Establish a certain ownership method for partnership buying a house
The first ownership method includes the husband and wife’s ownership of property and their ownership by shares. Although the names of investors who jointly buy a house can be registered on the real estate certificate, there is still a certain method that must be marked on the real estate certificate. Because the two methods determine how the buyer will deal with the house in the future.
2. Don’t ignore the “hidden *** rights holders”
The “hidden *** rights holders” involved in buying a house through partnership refer to those who are among the partners. If you are married, your partner will also have certain rights to the house. When it comes to certain stages of the loan, in order to prevent risks, the banking industry will also require the presence of the "invisible authorized person" to sign.
3. Sign a written agreement to commit to key points
To consider the risks clearly is to consider how to deal with the risks after they arise. Details that are easily overlooked, such as capital injection methods, capital contributions from different investors, loan repayment methods, apportionment methods, and expenses related to purchasing a house, are best clearly reflected in the agreement.
4. Establish loan rights and obligations
Both parties have not only the right to control but also the obligations to buy a house loan. If one party withdraws from the loan midway or cannot afford it, the other party will also bear a huge burden. financial burden. In addition, when applying for a partnership loan, if one of the partners has a bad credit record, the loan will generally not be approved.
5. There is only one “primary lender”
Although many people buy a house together, financial institutions will only allow the person with a relatively greater ability to repay the loan as the “primary lender” The other investors are "co-lenders", and the capital injection in the loan contract must be signed and fully agreed. However, the "primary lender" needs to bear the risk that other co-lenders cannot repay on time. At the same time, when the primary lender cannot repay the loan, the financial institution will also call the co-lender for payment. Risks of buying a house in partnership
1. Different application suggestions
Buying a house in partnership will also cause such a problem, that is, if the house purchased by the joint venture is to be used together in the future, how to use it? Separation? A house has good locations and lighting, and some bad ones. You should probably keep the good ones for your own use, and both parties have equal rights to allocate. At this time, it is very easy to have disputes.
2. Disagreement in collaboration
If the house is to be rented in the future, to whom it will be leased, and how much the rent will be, both parties need to agree. What should we do if the other party does not cooperate with the lease? These risks need to be thought about in advance, otherwise disputes will arise.