A private settlement does not harm the interests of a third party. It is a disposition of the rights of both parties and is not illegal. In practice, many people choose to have a private settlement after a traffic accident, but you should be careful when doing so. The following matters:

1. Protect the scene and maintain your own safety

Protecting the scene in the event of an accident is the first procedure and link in handling the accident. Its main functions are: 1. Protecting the scene in a relatively safe manner "Private" the accident within the scope to prevent the occurrence of secondary accidents; 2. Once "confidential" fails and the police intervene in the investigation, protecting the scene is conducive to clarifying the facts of the accident and distinguishing the responsibilities of the accident. It is also the responsibility of the parties involved. .

(1) Protecting the scene is both a legal obligation and a "private" need

Article 70 of the "Road Traffic Safety Law of the People's Republic of China" clearly stipulates that " If a traffic accident occurs on the road, the driver of the vehicle should stop immediately to protect the scene..."

Some local regulations have also made detailed provisions for this. For example, Article 4 of the "Regulations on the Simple Procedures for Handling Road Traffic Accidents in Beijing" stipulates: "If a traffic accident occurs while driving a motor vehicle, the party concerned shall immediately turn on the vehicle's danger warning flashers, and must also turn on the width lights and rear taillights at night, and Set up warning signs in the direction of oncoming traffic to extend the warning distance."

The legislative purpose and starting point of these laws and regulations is to put people first and ensure safety. Protecting the scene is not only the legal obligation of citizens, but also the practical need for "privately" accidents.

(2) Steps and methods to protect the scene

1) Stop the car immediately after the accident, turn off the engine, and turn on the vehicle's fault light (also called emergency warning light, "double flashing light") ").

Some drivers turn on the fault light for some reason while driving, granting themselves a "privilege" and recklessly pass back and forth in the traffic flow, even go against the traffic or on the non-motorized lane. and driving on sidewalks. These bad driving styles not only disrupt the normal traffic order, but once a traffic accident occurs, this "privilege" is equal to zero. The law does not mitigate or exempt offenders from liability for using this "privilege" to enter restricted areas.

2) Place luminous or reflective signs 50 meters behind your own vehicle in the direction of oncoming traffic. If you are on a highway, place it 150 meters away.

2. Understand whether anyone in the car of both parties was injured

According to relevant laws and regulations, if a traffic accident does not cause personal casualties, or the parties involved are only slightly injured, they can "take it privately" ". From this point of view, how to judge the injury of the parties has become the key to whether "private" can continue. There are many types of minor injuries to the human body caused by traffic accidents. If the person concerned only has subcutaneous congestion and epidermal abrasions, he or she thinks the injury is minor, and can make a record of it and sign it before both parties can "secretly" it on the spot. For other injuries (including other minor injuries), it is best to go to a nearby medical institution for treatment immediately, and call the police immediately to wait for treatment.

Judgment of minor injuries to the human body:

(1) Subcutaneous hemorrhage

When the human body is hit or run over by a wheel, the subcutaneous capillaries rupture and blood stasis occurs. Blocks and strips of purple marks appear under the skin. There are generally three situations in which subcutaneous congestion occurs:

1) Caused by the human body being hit by a car or object or hitting the ground;

2) Caused by the crushed part of the human body being impacted by the ground object. and the bumps on clothes folds, buttons, etc., resulting in subcutaneous congestion marks similar in shape to the bumps;

3) Caused by the human body being crushed by tires, that is, the common tire from the human chest, After the abdomen and back are rolled over, tire tread marks will appear on the skin. Its characteristic is that the area of ??the scars generally does not exceed the width of the tire surface.

(2) Skin abrasions

Mainly caused by scratches or rubs on the sides of cars or objects, or by tires rolling over the human body when braking and pushing the human body forward and scratching the ground. Skin abrasions on shoulders, elbows, knees, ankles, chest, and back. Epidermal abrasions are often flaky; sometimes the human body contacts the gravel on the ground to form scattered abrasions, or even cut into fine grooves; sometimes fish-scale scars appear at the abrasion site.

3. Determine whether it is a "private settlement" or a "public settlement"

Now, the law allows the parties involved in the accident to "privately settle" the traffic accident, which also means advocating "private settlement" It’s private.” So, after a traffic accident, is it better to "keep it private" or "keep it public"? Now make a simple analysis on this.

(1) What are the characteristics of "private" traffic accidents

1) The process is simple. "Private" traffic accidents can reduce major issues to trivial matters. Some people even become good friends with the other party for this reason. As the saying goes, "no deal can be made without fighting." Didn’t you see that after some parties got divorced, they still used humor when they broke up: "There are so many cars but we bumped into each other. What a fate."

2) The procedure is simple. "Private" traffic accidents take up less time. In today's world where "one inch of time is worth one inch of gold", spending money to buy time has become a fashion. In practice, many parties would rather pay more compensation to the other party. It is wise to "keep the accident private" as soon as possible without wasting words or wasting time.

3) Exemption from punishment.

Because there is no police intervention in a "private" traffic accident, the illegal behavior that caused the accident will no longer be investigated and punished, and it will only remain in one's heart as a lesson for self-discipline. The waived penalty can be paid to the other party in order to "clear" the accident smoothly and quickly, forming a virtuous cycle. A friend who had experienced a "private accident" joked that he regarded the waived fine as a reward from the government for his practical actions to alleviate traffic congestion.

(2) What are the characteristics of "public" traffic accidents

"Public" traffic accidents are generally caused by the parties involved not knowing that there are regulations that allow "private" traffic accidents, or " If the situation failed, they turned to the police and "recruited" the police to deal with it. I just don’t know the reason why the former “recruited” the police. There are roughly five reasons why the latter "recruited" the police:

1) Both parties had different views on the facts of the accident and "recruited" the police to intervene;

2) Both parties had different views on the facts of the accident. The damage consequences were inconsistently determined, and they believed that it had exceeded the scope of "privacy" and "recruited" the police to intervene;

3) Although the two parties have no doubts about the facts of the accident, they do not agree on how to compensate or how much compensation should be paid. If they cannot reach an agreement on the amount, they "recruit" the police to intervene;

4) A certain party is familiar with the law and believes that the accident has seven circumstances that do not allow "privacy" stipulated in the law and "recruits" The police intervened;

5) The party concerned did not report the crime, but the police received a report from the public, or the police discovered the accident scene through television surveillance and notified the patrol police to handle it;

6) Some parties involved in traffic accidents that could have been "privately treated" still reported the matter to the police and asked the police to resolve the matter. This was a sign of trust in the government, believing that it would be safer to let the police handle the matter and that they would receive compensation in a timely manner.

Regardless of the above reasons, as long as the police intervene to handle the accident, the following work flow must be followed:

Check the identity of the party concerned (such as driver's license, ID card, etc.) → Investigation On-site→

→Learn from the parties about the relevant circumstances of the accident→

→Determine the facts of the accident→Determine responsibility→Apply for mediation and compensation verbally by both parties→Penalize illegal acts

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(3) What are the differences between "private" and "public" traffic accidents

From the perspective of the accident handling process, what are the differences between "private" and "public" traffic accidents? The content and methods are basically the same. There are roughly three differences:

1) When the accident is "privately made", if the parties have different views on the facts of the accident or the determination of responsibility, the scene can be reserved to "recruit" the police to intervene; In the event of an accident, as long as the police believe that the facts of the accident are clear and responsibility has been determined, the scene must be removed. Even if the parties involved do not agree to the removal, the police can force the removal.

2) When an accident is "privately made", the parties can "bargain" over compensation issues; when an accident is made "publicly", the police only make principled conclusions based on the division of responsibilities and legal provisions, and Not involved in the specific “bargaining” between the parties and the transfer of cash.

3) When an accident is "privately made", there is no issue of punishing illegal acts; when an accident is "publicly made", the police must perform their duties and must comply with the relevant provisions of the law for the illegal behavior of the parties with solid evidence. impose penalties.

(4) If a dispute arises after the two parties "privately" the traffic accident, can they ask the traffic team to continue handling it

1) If the parties "privately" vacate the scene of the accident Later, if a dispute arises about the accident facts or compensation issues, the traffic team can be asked to continue handling it. However, the parties must provide written records of the accident signed by all parties, and the traffic team case handling personnel will determine the parties' responsibilities and prepare a "Traffic Accident Determination" Book".

2) If the party concerned cannot provide evidence of the accident or cannot verify the facts of the accident, the traffic team case handling personnel will only state the relevant circumstances on the "Traffic Accident Determination Letter" and deliver the "Traffic Accident Determination Letter" to the party concerned , inform the parties to file a civil lawsuit with the People's Court.

Both "private" and "public" have their own advantages. Which method to choose, "you have to decide the big idea yourself." Generally speaking, there are so many vehicles on the road now, especially during commuting and holidays, when all kinds of vehicles are traveling together, bumps and bumps are inevitable. When encountering a small traffic accident, instead of getting angry and quarreling or calling the police, hundreds of people will be disappointed. With thousands of cars stuck on the road to "tie up" the accident, it would be better for both parties to choose the "private" method to resolve the accident.

4. Fixing and collecting relevant evidence

Although the content involved in the "private" traffic accident is not much and the method is simple, there are some relevant information that can prove the true situation of the traffic accident. Evidence must still be fixed and collected. This is crucial to protecting the legitimate rights and interests of both parties.

(1) The main role of evidence in “private” accidents

After a traffic accident, no matter which method is chosen to handle it, it must be recorded, marked or photographed Method, fix and collect some evidence related to the accident. Evidence has three main functions in "private litigation":

1) When both parties dispute the facts of the accident and "recruit" the police to intervene, they can argue based on their reasons.

In some accidents, the parties involved were initially willing to resolve the matter privately. However, the two parties had serious disputes over the facts of the accident, so they invited the police to resolve the matter publicly.

Due to the failure to pay attention to fixing and collecting evidence at the beginning, the whole or part of the scene was changed, and relevant evidence was lost. Even if the police came, they had to think that the facts of the accident were unclear and the responsibility was uncertain. The result was often "fifty to each." , each party shall be responsible for the damage and repair their own vehicles. If the parties concerned collect relevant evidence in a timely manner, their claims may be recognized and their interests may be protected to the greatest extent.

2) Contact insurance. The company has a well-founded claim.

In practice, some parties have successfully settled privately, but when it comes to the insurance company to make a claim, the parties may even encounter problems if they fail to collect evidence. There is not even a written record, how can the insurance company pay compensation based on oral instructions?

3) Prevent the other party from "changing his mind" after removing the scene and causing trouble.

In practice, it often happens that the parties to the accident have no dispute over the facts, so they evacuate the scene. When the substantive compensation issues are negotiated, due to large differences, not only do they not agree to compensation, but they even agree to pay compensation at the scene. The recognized facts of the accident have also been overturned. At this time, if you are the party who is not responsible, you will feel very wronged. On the one hand, this result shows that the other party is not honest, and on the other hand, it also shows that you have poor awareness of rights protection and did not collect information. Relevant evidence.

(2) How to fix the parking position and ground marks

As mentioned above, chalk or slate pens should be equipped in the tool box in the car. In case of an accident, It can be used to outline and fix the parking position and some marks on the ground.

1) Fix the parking position of the motor vehicle. Use chalk or a stone pen to draw a "T" on the outer center of each wheel of the motor vehicle perpendicular to the ground.

2) To fix the parking position of a non-motor vehicle, a non-motor vehicle usually falls to a certain side after an accident. You can draw a half-arc line along the outer edge of the wheel, and at the same time, The words "front" and "rear" are used on the outside of the arc line to indicate the front wheel and the rear wheel respectively.

3) The fixed braking mark can generally be placed at the starting point of a certain braking mark. Outline the starting point and width of the impression with a "" shaped line.

4) Fix scratches. When a non-motor vehicle falls to the ground, it will generally leave strip marks on the ground where the pedal heads or wheel axle heads meet the ground. We only need to draw a strip line from the starting point to the end point of the visible traces.

5) Fix the position where the human body falls to the ground. In some accidents, cyclists or pedestrians will lie on the ground after the accident. Before we organize rescue, it is best to outline the positions of their heads and feet. Here’s a reminder: If the injury is minor or above, it’s best not to keep it private and call the police immediately.

(3) How to take photos of the scene

After an accident, if conditions permit, you can take some photos of the scene with a camera you carry or a mobile phone with a shooting function, such as a panoramic view of the scene. Photos; individual overall photos of the vehicle; photos of various traces corresponding to each other, etc. On-site photos are the most direct, vivid and convincing evidence. Here are several practical shooting methods.

1) Full view of the shooting scene. It mainly reflects the specific form within the entire site. When shooting, it is best to shoot in opposite directions, that is, take the vehicle at the accident scene as the shooting center, and shoot equidistantly from two opposite directions toward the center of the scene.

2) Part of the shooting scene. Also known as scene key part photography, it is to photograph the center of the accident scene, the location of local traces and the relationship with related objects at a relatively close distance. The photos mainly reflect:

①The fit of the contact parts of the two vehicles;

②The distance between a certain side of the vehicle, braking marks, and scattered objects from a certain lane line or the roadside .

3) Photograph traces and damaged parts. Also known as detail photography or trace photography, it is a method of photographing the trace characteristics of road surfaces, vehicles, and human body clothing at close range, focusing on reflecting the shape, characteristics, size, and force direction of the traces. When shooting, the lens of the camera should be perpendicular to the subject (tip: photos of traces should be taken according to the relationship between the "mark-bearing body" and the "mark-making body" mentioned in "Correspondence between the Two").

(4) How to record relevant accident situations in writing

1) When "privately reporting" an accident, what main contents should be recorded in writing

"People's Republic of China Article 86 of the Regulations for the Implementation of the National Road Traffic Safety Law of the People's Republic of China stipulates: "When a traffic accident occurs between a motor vehicle and a motor vehicle, or between a motor vehicle and a non-motor vehicle on the road that does not result in personal injury or death, the parties concerned have no knowledge of the facts and causes. If there is a dispute, after recording the time and place of the traffic accident, the name and contact information of the other party, the vehicle license plate number, driver's license number, insurance certificate number, and the location of the collision, and signing the agreement, evacuate the scene and negotiate for damages on your own. matters". The content involved in this provision is what needs to be recorded when a "private settlement" is made. It is one of the most original pieces of evidence and an important basis for the parties to handle claims with insurance companies and file civil lawsuits with the People's Court. In order to make it easier for parties to "privately resolve" traffic accidents, the traffic management departments of some provinces and cities have formulated local regulations that specify the format of the "Agreement for Parties to Solve Traffic Accidents on Their Own" (hereinafter referred to as the "Agreement") and how to fill in the "Agreement". Terms of the Agreement. A blank "Agreement" can generally be obtained for free at the local traffic team or downloaded from the website of the local traffic control department.

For example: In Beijing, the "Agreement" can be downloaded from the website of the Traffic Management Bureau.

2) What is included in the "Agreement"

The "Agreement" generally has three parts: first, the part to determine the facts of the accident; second, the part to determine the responsibilities of the parties; third, the parties Damages Section.

①The content of the accident fact determination part includes: accident time, accident location, name, driver's license number, phone number, mode of transportation, motor vehicle license plate number, insurance certificate number, and driving direction.

②The content of the determination of parties’ responsibilities includes: specific traffic violations and division of responsibilities.

③The contents of the damage compensation part of both parties include: the amount of compensation and the method of compensation.

3) Requirements and methods for filling in the "Letter of Agreement"

Take Beijing's "Letter of Agreement" format as an example. The requirements and methods for filling in the "Letter of Agreement" are as follows:

①The handwriting must be neat, the items must be complete, each copy must be kept, and must be properly kept.

②Check each other’s valid documents and verify their identity.

③ In the "Accident Time" column, Arabic numerals must be filled in, accurate to the minute.

④ In the "Accident Location" column, you need to fill in the specific location where the accident occurred in a certain district (county), a certain road (or intersection), or a certain street.

⑤The "Name, Driver's License Number" column must be checked with the driver's license before filling in.

⑥In the "Telephone" column, you need to fill in the phone number that can be contacted at any time. Please call each other's mobile phone number to confirm before filling in.

⑦ In the "Mode of Transportation" column, you need to fill in the type of transportation, such as: passenger, large cargo, small passenger, small cargo, bicycle, disabled motorcycle, tricycle, pedestrian, etc.

⑧ In the "Motor Vehicle License Plate Number" column, you need to check the vehicle license plate and driving license before filling in; if the vehicle has a black license plate, "black plate" should be indicated after the vehicle number.

⑨ In the "Insurance Certificate Number" column, you must carefully check the insurance-related certificates before filling in, and fill in the insurance certificate number. If the motor vehicle does not have compulsory third-party liability insurance, indicate "No third-party liability insurance" .

⑩In the "Accident Facts" column, fill in the driving (walking) direction of both parties and the location of the vehicle collision.

(After filling in the above content, both parties confirm and sign, then remove the accident scene and move the vehicle to a location that does not hinder traffic for determination of liability and negotiation of damage compensation.)

< p>⑾ "Specific traffic violations" can be abbreviated according to relevant legal provisions, such as: so-and-so ran a red light, or so-and-so rear-ended, or so-and-so merged to give way; if some provinces (cities) have formulated specific For local regulations that allow "privacy", you can directly fill in the provisions corresponding to the illegal behavior, such as: so-and-so has a certain article and a certain paragraph.

⑿ "Division of responsibilities", directly fill in the size of the responsibility, such as: someone has all the responsibility, or both parties have equal responsibility.

⒀ "Amount of compensation" should be filled in according to the private agreement between the two parties. For example: a certain person is responsible for all the repair costs of the other party's vehicle, or both parties are each responsible for the repair of their own vehicles, or how much RMB a certain person pays to the other party. Yuan.

⒁"Compensation method" should be filled in according to the private agreement between the two parties, such as: cash compensation, or compensation for goods of equivalent value.

When the "Agreement" is completely filled out, the parties can take the "Agreement" to the insurance company where the responsible party has purchased compulsory third-party liability insurance to handle the claim procedures. If the parties reach a compensation agreement and one party fails to perform it, the other party can bring a civil lawsuit to the People's Court with the Agreement.

4) How to use records without a "Letter of Agreement"

If you do not carry a "Letter of Agreement" with you, or in a province (city) that does not have a "Letter of Agreement" ) or region, you can record the relevant content in words on a blank piece of paper, which can also serve as evidence. However, how to remember so much content? Here is a method: as long as you remember the following couplet, you can recall the main contents recorded in the "Agreement". The first couplet of this couplet is "the right time, the right place and the right people"; the second couplet is "the route is misaligned"; the horizontal line is "easy to say, easy to remember and easy to disperse". Explain:

① Day - refers to the weather;

② Hour - refers to the time;

③ Ground - refers to the location;

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④Benefit - refers to the property loss in the interest;

⑤Person - refers to the name of the party;

⑥and - refers to both parties ( Motor vehicles, non-motor vehicles, pedestrians) had an accident;

⑦Route - refers to which lane;

⑧Direction - refers to the driving or walking direction;

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⑨Dislocation - refers to any traffic violations or mistakes that cause contact with specific parts of the car or human body;

⑩Easy to say, easy to remember and easy to disperse - the "good" among them The word "hao" is a homophone of the word "hao", which refers to the driver's license number, license plate number, and insurance certificate number respectively.

Tip: Don’t forget to sign and confirm at the end.

5. The parties agree to the fact that the accident occurred

The parties involved in the accident cannot negotiate on the traffic accident issue, and disagreements will arise if the parties agree.

Generally speaking, if both parties jointly choose to handle the accident "privately" in the second link, then they should adopt a rational and honest attitude to reach a complete understanding of the facts of the accident as soon as possible, and do not Tangled up in some branches and ends. From another perspective, the implementation of the new "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability" also provides a guarantee for "privately settling" accidents as soon as possible to a certain extent.

(1) Facts that are easily recognized by the general public

1) The time of the accident. After an accident, both parties simply need to check the time on their watches or the clock on their vehicle. However, two issues need to be paid attention to:

① If an accident occurs in a place where there is no time limit, if the time agreed by both parties differs by a few minutes or ten minutes, they can both agree on an approximate time and Write it on the "Agreement" or record paper, such as: "Around 6:00 on June 6, 2006,.

② If one party drives into a certain lane during the prohibited time and an accident occurs, Then the time recognition should be relatively accurate. You can use your mobile phone to call the local time information desk immediately, and the party will recognize the accurate "Beijing time". Of course, if the accident damage is not large, the offending party is willing to pay cash on the spot." "It's private", the other party doesn't have to be "serious" about the time issue, because isn't one of the original intentions of "it's private" is to spend money to buy time? Why waste time for "time".

2) The location of the accident. As long as one of the two parties is familiar with the location of the accident, it is easy to agree. However, if both parties are not familiar with the location of the accident, it is easy to have trouble recognizing the location. At this time, you can first identify the direction. Then determine the location of the road through several simple methods:

① Ask businessmen setting up stalls nearby or knowledgeable passers-by;

② Observe the road signs The name, the number on the telephone pole, or the name of a certain unit or building.

3) The identity and contact information of the parties involved. The parties to the accident only need to check and record each other’s driver’s license or ID card. Yes. If the other party cannot provide one of these two documents and cannot pay cash on the spot, it is best to call the police in time; to confirm the contact information, it is best to call each other's mobile phone. , ask them to provide a contact information and name of the contact person on the spot, and call them immediately for verification.

4) The license plate number and insurance certificate number should be installed on the vehicle body separately according to law. and on the front windshield, both parties in the accident only need to check each other and record it. If one of them is missing, the police should be called immediately.

5) The direction of traffic and the contact location have been discussed. However, if the traffic direction is different, the contact parts of both parties will be different. An accident will inevitably cause varying degrees of damage and leave traces on the contact parts of both parties. Through on-site investigation, the traffic directions of both parties can be determined based on the traces of the contact parts. It is easy for both parties to reach a consensus on this issue. When recording, it only needs to be expressed simply in words, such as: "Party A drives from east to west, Party B drives from north to south, and the front of A's car is in contact with B's." "Contact at the left front door".

(2) Facts that are likely to cause disagreements

The facts that are likely to cause disagreements are mainly whether the specific traffic behavior of both parties is illegal. As mentioned earlier, no matter which Traffic accidents must be caused by a serious illegal act (except accidents). Recognition of this fact is extremely important, and it directly involves the liability and compensation issues of the parties. Therefore, "private." "There are often situations where people are entangled with this issue." Common ones are:

1) When an accident occurs at an intersection controlled by traffic lights, one party must actually have run the red light, but neither party admits that they have run the red light;

2) In a multi-car rear-end accident, the car in the middle did not admit that it hit the car in front, but emphasized that it was because the car behind hit it that the inertia caused it to hit the car in front;

3) Two cars collided front to back in the same lane. The front car claimed that the rear car rear-ended the accident, while the rear car claimed that the front car rolled or reversed.

4) The turning car collided with the straight car. In fact, the facts are very different. Clearly, the turning vehicle should have given way to the straight vehicle, but the turning vehicle often argued that its car had already turned quickly, and it was the straight vehicle that failed to ensure safe driving and hit the side and rear of its own car;

5 ) When encountering lane reduction, one vehicle per lane shall alternately drive into the intersection or road section with reduced lanes. However, one party emphasized that the other party did not give way due to the merging lines;

In practice, there are many situations that are prone to disagreements, so I will not list them one by one. Generally speaking, if both parties jointly choose to deal with the accident in a "private" way in the second link, then they should rationally reach a consensus on the facts of the accident as soon as possible and not discuss minor issues. If you are entangled with others, don't make unreasonable troubles and put the blame on others. From another perspective, the implementation of the new "Regulations on Compulsory Insurance for Motor Vehicle Traffic Accident Liability" also provides a guarantee for "privately settling" accidents as soon as possible to a certain extent.

6. Negotiate compensation at the removal site

After the on-site investigation is completed and both parties agree on the facts of the accident, they should move the vehicle to a location that does not obstruct traffic, and then proceed with the compensation issue Negotiations (see Lecture 8 for specific compensation issues).

It is recommended to move the accident vehicle to a location that does not obstruct traffic according to the following methods:

1. Turn on the hazard warning flashers, set up warning signs, and turn on the width lights and tail lights at night;

2. On expressways, move vehicles to the nearest service area, emergency lane or hard shoulder;

3. On urban expressways, move vehicles to the nearest emergency lane Or within the non-motorized lane of the auxiliary road;

4. On other roads, move the vehicle to the nearest non-motorized lane or sidewalk.

After taking the above safety measures, you can negotiate and resolve compensation matters without impeding traffic.

Here is a reminder: According to Article 89 of the "Road Traffic Safety Law of the People's Republic of China", "the traffic management department of the public security organ or the traffic police shall rush to the scene in a timely manner upon receiving a traffic accident alarm. "If no personal injury or death is caused, the facts are clear, and the motor vehicle can be moved, the parties concerned shall be ordered to evacuate the scene after recording the accident circumstances, and traffic shall be resumed. If they refuse to evacuate the scene, they shall be forced to evacuate". When the police intervene in the investigation and the investigation is completed, regardless of whether you agree with the facts of the accident determined by the police, you should evacuate the scene immediately. It is best not to be forced to evacuate.

Extended reading: How to buy insurance, which one is better, and step-by-step instructions to avoid these "pitfalls" of insurance