There are many loan platforms for small and micro enterprises, such as the micro-business loan of Weizhong Bank. Weizhong Bank, founded by many well-known enterprises such as Tencent, Baiyeyuan and Liye, is the first private bank and internet bank in China. Micro-loan refers to the online liquidity loan service provided by Weizhong Bank for small and medium-sized enterprises, with a maximum amount of 3 million, daily interest, the longest loan period of 36 periods and the lowest annual interest rate of 3.6%.
There are also online merchant loans from online merchant banks. The online merchant bank is also a pure Internet-operated bank. The online merchant loan is an operating loan launched by the online merchant bank and its partners for small and micro enterprises and individual entrepreneurs, which is mainly used to meet the capital needs of borrowers in the course of business operation. The maximum loan amount is 2 million, which can be repaid at any time in 24 months, and the daily interest rate is between 0.0 16%-0.047%.
Of course, all commercial banks basically provide loans to small and micro enterprises, such as commercial loans from China Merchants Bank, small and micro fast loans from China Construction Bank, tax easy loans, good financial loans and so on. Customers can compare the loan products of small and micro enterprises in various banks, and then choose one that suits them according to their own needs and go to that bank for handling. Or go to a formal loan company to handle small and micro enterprise loans, and lending institutions also provide small and micro enterprise loans.
If there is a demand for funds, it is suggested that Xiaoman Financial's credit service products have money to spend to provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). The daily interest rate of consumer loans with money is as low as 0.02%, the annualized interest rate is as low as 7.2%, and the maximum repayment is 200,000. The approval speed of Baidu's money is relatively fast, and it can be completed in 30 seconds at the earliest. It usually takes 2-3 working days to review.