Experience of knowing and abiding by the law in the financial industry (1)

First, through learning, I have improved my ideological understanding and enhanced my consciousness of obeying the law.

Finance is the core of modern economy. In recent years, in the operation of China's banking industry, due to the alternation of systems and imperfect mechanisms, it has objectively brought the soil for the breeding and spread of financial duty crimes, which has led to the occurrence of corruption, embezzlement, bribery, fraud and other duty crimes and major cases in the financial industry, seriously endangering financial and economic security. Especially in the current severe situation of the case prevention of the Agricultural Bank of China in the province, because we are usually negligent in learning and have a poor understanding of the rules and regulations, we have to conscientiously do our job and abide by disciplines, rules and regulations, laws and regulations and other things that have little to do with ourselves. Under the control of this kind of thinking, over time, we will have some loose thoughts, violate the rules and regulations, and even embark on the road of crime.

Through this study and education of rules and regulations, I deeply realized that it is impossible to abide by rules and regulations well and become a qualified employee without learning the relevant provisions of laws and regulations and being unfamiliar with the specific requirements of rules and regulations for all links. At present, many cases in the financial system, except intentional crimes, are mostly caused by individual employees' weak awareness of laws and regulations and illegal operations, which not only caused losses to the country, but also ruined their lives and future. For example, if we don't study the Contract Law and the new credit rules of the Agricultural Bank of China seriously, employees in credit positions will not be able to master the operation process of all aspects of credit, and there may be deviations in investigation, review and post-loan management, which will lead to credit risks. As a secretarial worker, if you don't learn the secrecy law and are not familiar with the internal rules and regulations, you may cause decryption accidents in practical work. Therefore, mastering the basic knowledge of laws and regulations and learning the internal rules and regulations is of great guiding and practical significance to our work and life.

Second, through learning, I have further mastered the learning methods and worked hard to understand and use luck.

The study of laws and regulations can not be completed overnight, nor can it be learned or memorized in a short time. The key lies in long-term study accumulation, long-term study habits, hard-working spirit and perseverance that is not afraid of hardship. Only by realizing the importance of ideological study can we really learn in practice and consciously be a qualified employee who abides by the law. I don't think there is a shortcut to learning laws and regulations. It is really difficult to get familiar with the vast knowledge of laws and regulations as soon as possible in a short time, and as an on-the-job employee, I don't have that much energy. But everything has its two sides, and the study of laws and regulations should also have rules to follow. In daily life, some laws and regulations are closely related to our lives, and we can't live without them for a moment. We should focus on learning and try to understand and remember, so that herbs can be skillfully used in our work. For example, the Constitution, Criminal Law, Civil Law, Economic Law, Administrative Procedure Law, Accounting Law, Labor Law, People's Republic of China (PRC) Commercial Bank Law, Negotiable Instruments Law, People's Republic of China (PRC) Contract Law, and the internally promulgated Regulations on Punishment for Employees Violation. For those that are important, but have little to do with us, you can not study or have a little knowledge, just understand the general idea. For example, international law, private international law, evidence law, aircraft management law and so on, which we don't usually use or rarely contact, can be bypassed.

In terms of learning methods, we should not only contact cadres to concentrate on learning, but also combine learning with practice and combine learning with obeying the law. In addition, in the study and education, we should highlight the universality of education, carry out various forms and levels of education in an all-round way, pay attention to the pertinence of education, grasp the combination point, and combine ideological and moral education, law popularization education, rules and regulations education with the activities of learning advanced and learning English models. Let every employee learn, know and understand the law and act according to the law. At the same time, it is necessary to evaluate the cost of crime through typical case analysis, warn people with negative lessons, and constantly improve the consciousness of financial practitioners to restrain themselves according to laws and regulations. Only in this way can we deepen our understanding and consciously not violate the rules in our work.

Third, through learning, strengthen constraints, and further improve self-prevention ability.

At present, the electronic development of the financial industry has obviously accelerated. At the same time, some lawless elements take advantage of the imperfection of China's management system to commit financial science and technology crimes. Therefore, through the recent study, combined with the actual situation of the whole bank, I think the key at present is to strengthen the selection and education of grass-roots front-line operators, and effectively put those employees who are politically reliable into computer operation posts; It is necessary to strengthen restrictions and strictly manage computer passwords. In the level management technology, the functions of different industries and different access rights are strictly controlled, and documents and data are automatically logged in for future reference; It is forbidden to confuse job responsibilities, and business operations cannot be crossed. Tellers must sign in when they leave their jobs, so as to eliminate the chance of committing crimes from the source; Post supervision should be strengthened. Supervise the authenticity of financial accounting vouchers, the validity and accuracy of accounts and table data, and test the correctness of software.

Understanding of knowing and abiding by the law in the financial industry (2)

In order to make the employees of the county credit union more aware of the current grim situation of financial crimes and enhance their awareness of prevention, under the arrangement of the county credit union, our society organized all employees to watch the live simulated live broadcast of typical cases of China's financial system in recent years on the afternoon of March 12. The number and amount of cases are shocking, which makes me deeply touched and deeply educated. I also deeply realize that in the future work, we must not relax our vigilance, otherwise we may make mistakes or even go to the point of no return if we are slightly negligent. We should always keep a clear head, beware of procrastination, use our rights carefully, tighten the string of fighting corruption and promoting honesty, build an ideological and moral defense line against corruption and change, conscientiously implement the rules and regulations of the association, and start from ourselves. Now I think the experience of this case simulation scenario is summarized as follows:

First, touching the soul, the alarm bell is ringing. As a financial industry, managing and managing a special commodity, money, will ruin its bright future and happy and harmonious family if it does not correctly establish the outlook on life, world, occupation and power, and does not strengthen learning and reform. This movie viewing activity organized by the county association is very necessary. It is a wake-up call for those who are committing crimes or have criminal motives. It is a wake-up call for the lax implementation of the system and the substitution of human feelings for the system. Establishing a correct outlook on life, values and the world, as well as raising the awareness of case prevention, is a spiritual touch and a re-cleaning for all employees.

Second, strengthen study and build a fence.

Learning can improve people's mind, moral cultivation and knowledge accumulation. As an employee of rural credit cooperatives in the new period, he should be more aware of the importance of strengthening study and improving quality. Only by constantly strengthening self-study, carrying out self-encouragement, self-discipline and introspection activities, striving to improve ideological and moral cultivation and strengthening professional ethics learning can we always maintain correct values, outlook on life and world outlook and enhance our ability to resist corruption and change; Only by strengthening the study of laws, regulations and rules and regulations, striving to improve execution, learning to use various laws, regulations and rules to carry out business activities, striving to set an example in the implementation system, and building a fence of implementation system and ideological prevention.

Through this study, we should always tighten the string of case prevention work in our minds, deeply remember its experience and lessons, pay attention to every detail of our work, and deeply realize that case prevention work is also an important part of our business work. It is necessary to realize the serious consequences and great risks brought by the occurrence of the case, the catastrophe brought to the personal future and the great misfortune brought to the family. We should always keep a clear head and understanding of the prevention of cases, and never be careless and take chances, so as to keep the alarm ringing.