In order to support the development of entrepreneurs and many small and micro enterprises, Changsha Bank has launched many online data financial products based on tax data. For example, housing e-loan is one of them, and housing e-fast loan has many advantages, (1) more: high amount. The maximum loan amount can reach 3 million yuan; (2) Fast: fast approval. Online intelligent decision-making, approval can be completed within 10 minutes at the earliest; (3) Jane: The process is simple. Online self-service application can be made through WeChat or corporate online banking. After getting the quota, contact the account manager offline to add simple information; (4) Benefit: cost benefit. The annualized interest rate (simple interest) can be as low as 4.5%, with no interest and no intermediary.

2. Introduction of Happy E-loan of Changsha Bank?

In order to support the development of entrepreneurs and many small and micro enterprises, Changsha Bank has launched many online data financial products based on tax data, such as Kaixin e-loan-tax e-loan.

(1) Duo: The quota is high. The maximum loan amount can reach 3 million yuan;

(2) Fast: fast approval. Online intelligent decision-making, approval can be completed within 10 minutes at the earliest;

(3) Jane: The process is simple. Online self-service application can be made through WeChat or corporate online banking. After getting the quota, contact the account manager offline to add simple information;

(4) Benefit: cost benefit. The annualized interest rate (simple interest) can be as low as 4.5%, with no interest and no intermediary.

Third, how to apply? What is the process in Changsha? Is the audit strict? ...

CreditEase is still good. I have already taken out a loan. No mortgage, no guarantee!

-

Changsha area

Contact (Manager Chen)

Changsha-147

Contact information -269 1

Telephone -3839

-

4. Is the Happy Second Loan of Changsha Bank formal?

Changsha bank happiness second loan officially.

Changsha Bank is the first regional joint-stock commercial bank in Hunan Province and the bank with the largest number of financial enterprises in Hunan Province. Changsha Bank was formally established in May 1997, and it was officially established in Shanghai Securities Bank on September 26th/20 18, so the loan products launched by Changsha Bank are naturally formal loan products.

Insurance policy is an economic act of repaying funds at a certain interest rate within a fixed period of time.

Bank loans generally need to provide guarantees, house mortgages, income certificates and good personal credit information before they can apply. Different countries, different types of development periods of a country are also different.

Basic definition

Bank loan refers to an economic behavior in which an individual or enterprise lends funds to an individual or enterprise in need of funds at a certain interest rate and returns them within the agreed time limit.

Loan skills

1. In this process, the reason for the loan should be the purpose of the loan and a good personal credit record.

2. Loan amount: The loan amount applied by the lender in the bank should not be too high, because the higher the amount, however, this is not what the lender wants. Of course, they don't want their loan funds to see the movement of lending within half a month. In that case, I suggest you reduce the loan amount appropriately, so the hope of passing the bank audit will be greatly increased.

3. Loan Description: Fill in the application materials, loan purpose, personal credit record, income source, repayment ability, etc. in detail. Ensure that your loan can be repaid at any time, anywhere and under any circumstances.

4. Loan repayment: After the borrower successfully applies for a loan, he must repay it within the specified time, resulting in a bad personal credit record. In addition, for those who drag their feet.

Credit conditions

1, credit line

The credit line is the maximum amount that borrowers are allowed to borrow in the agreement signed between borrowers and banks.

2

Revolving credit agreement is that banks promise to provide enterprises with no more than.

3. Compensatory balance

Compensatory balance is the minimum deposit balance calculated according to the limit required by the bank or a certain proportion of the actual loan amount.