Jingui customers are gold customers, which refer to those enterprises with monopoly position or great market development potential, high asset quality, low debt ratio, good production and operation benefits and high return rate to banks or those individuals with stable income and strong desire for deposits and consumption.

"Gold customers" are the collective name and praise of banks for outstanding loan enterprises. It is not a simple noun concept, but a systematic project belonging to credit management. It is not a single static index, but a dynamic reflection of the comprehensive quality of enterprises. The correct choice of "gold customers" must first adhere to the principle of "benefit first". Taking benefit as the first choice, taking whether there is good operating benefit and whether it can guarantee the repayment of principal and interest on time as the important criteria for the selection of "golden customers", giving priority to the development of enterprises with high operating benefit, good accumulation before development and strong repayment ability, and making efforts to develop high-quality and efficient "golden customers" according to the benefit level and enterprise growth. Secondly, we should adhere to the principle of "giving priority to science and technology". In the structure of "golden customers", we should focus on the new situation and new requirements of the development of knowledge economy, be far-sighted, take a long-term view, be market-oriented, focus on developing "golden customers" with excellent industrial structure, broad market prospects and high scientific and technological savings, and especially strengthen the cultivation of "golden customers" in high-tech industries. Sunrise industries such as high-tech enterprises with unique industries, great development and high growth. It is necessary to break the traditional concept and the idea of "only success lies in bamboo", boldly develop, appropriately relax conditions, give preferential treatment and support in policies, improve the level and quality of "golden customers" and promote their further development. Third, we must adhere to the principle of "management first". Developing "golden customers" is not an expedient measure, but a long-term solution for the development of commercial banks. Therefore, in the development process of "gold customers", it is necessary to strictly meet the basic conditions. At the same time, we should pay more attention to the management level of enterprises to cover the quality of legal representatives. Under the same conditions, priority should be given to the development of enterprises with high management level in this county. For enterprises with low management level and poor legal representative quality, regardless of other conditions, they would rather give up than develop into "golden customers". Fourth, we should adhere to the principle of "survival of the fittest". Enterprises that have obtained "golden customers" should not only strengthen management, but also conduct regular assessments. Those who fail are eliminated.

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Dear ~ Hello, it's my pleasure to answer [Flowers] for you. According to your question, what does a distinguished guest mean? Give the following answer: gold customers.