Loan consultation hotline

ICBC Loan Telephone Manual Customer Service

The telephone number of ICBC loan manual service is 95588.

Call ICBC customer service hotline 95588 to directly transfer to personal loan service, which is also ICBC's comprehensive service hotline. General consulting business and handling business can be carried out through this phone. If you want to apply for a loan, you can consult the materials you need to prepare first, and then fill out the application form at ICBC outlets to apply for a loan. When making this call, first select the business to consult according to the voice prompt. If you need to transfer the manual customer service call, please call first, wait for the voice broadcast for a while, then press "9", and then select the corresponding service according to the prompt to connect the manual customer service of ICBC. Please note that if there is no answer, the system may be busy. It is recommended to dial later. So, if you want to apply for a loan in China Industrial and Commercial Bank or know the relevant loan information, you can call this number for consultation. In addition, you can learn about the loan information through ICBC's online banking, and you can also apply for a loan online.

：

Matters needing attention in handling loans

1. Loan amount: When applying for a loan, the applied amount should not be too high. The larger the loan amount, the higher the possibility of rejection. At the same time, borrowers should also apply for a loan amount according to their repayment ability to avoid the economic pressure caused by excessive monthly payment. The loan amount should be reasonable. Be sure to make a budget before applying for a loan. The loan amount can be increased by 10% on the basis of the budget. If you exceed this limit, you may have to pay for your irrationality. Ask the total interest of the loan. Zero interest rate is not equal to zero interest, so don't confuse the two. The so-called zero-interest loan products generally transfer interest to fees, guarantees and other items. After careful calculation, it is not necessarily cheap.

2. Loan information: The borrower must ensure that the information it provides to the lending institution is true and complete. Once suspected fraud is discovered, the lending institution will directly refuse the loan. Confirm whether the materials are ready. Collect four sets of loans: copy of personal ID card, work certificate, punch card salary and personal credit report, and you can almost summon the credit manager. And determine whether you meet the loan application conditions, including age, work place and working years in this unit, income requirements, credit status, occupation or industry restrictions and so on. If these six elements are up to standard, you can apply with confidence.

3. Purpose of the loan: When filling in the purpose of the loan, the borrower should write down the purpose of the loan frankly and clearly, which will make it easier to pass the examination. That is, the use of loans should be in compliance. If you are going to gamble and gamble, the bank will definitely avoid you. And if you use it for stock trading, futures trading and wealth management products, these banks are also not allowed.

What is the telephone number of Ping An Pratt & Whitney Loan in China?

1. In many loan contracts, Ping An Pratt & Whitney will indicate the calculation method of liquidated damages for early repayment. You can refer to the contract;

2. The customer service telephone number for calling Ping An Pratt & Whitney Loan is: 0353-6222-678. Ask the customer service staff to help you check the calculation method of liquidated damages for your products;

3. Contact the loan specialist through the official WeChat account of Ping An Pratt & Whitney Loan and ask them what the penalty for prepayment of Ping An Pratt & Whitney Loan is.

After introducing the content of liquidated damages, Xi Cai Jun will introduce the specific methods of prepayment.

1. Log in to Ping An Pratt & Whitney Loan official website through the computer, find the order that needs to be returned in advance in the personal loan account, and return the remaining loan principal, interest and prepayment penalty according to the amount prompted by the system.

2. Download and log in to Ping An Pratt & Whitney Mobile APP, enter your own loan account, find the loan order to be returned in advance in the order bar, and select all repayment.

3. Contact the account manager who provides services for himself and make repayment at the offline business outlets of Ping An Pratt & Whitney.

Extended data:

Ping An Pratt & Whitney has established a set of risk control management mechanism including credit risk management and credit management system. It includes a central risk control mechanism that runs through the whole process before, during and after the credit granting, and adopts a periodic risk management mode to dynamically monitor customer information in an all-round and uninterrupted way through the "three lines of defense" of the regular business department, the approval risk control center and the risk control department.

In addition, Ping An Pratt & Whitney has accumulated the advantages of big data in the past 1 1 year, innovated the risk control model, and constantly optimized our risk control model by drawing lessons from the leading technology of the international consumer credit industry, so that customers can get more evaluation in the model, and constantly improve the central risk control management mechanism of credit risk management and credit management system.

At the same time, the scorecard model used by Ping An in inclusive finance draws lessons from the leading technology of the international consumer credit industry, combines its own accumulated business data for many years, and comprehensively evaluates customer risks based on credit records, customer natural attributes and third-party big data information.

What is Gitzo's installment customer service phone number? What are the contact information?

As a formal financial loan company, Gitzo is the choice of many people when handling installment business. Of course, many people will certainly encounter many unclear problems when handling business in these financial loan companies, so some people ask: What is the customer service phone number of Gitzo by installment? What are the contact information? I will answer your question today.

What is Gitzo's installment customer service phone number?

Gitzo's installment customer service phone number is 400-027- 1262. If you have any business problems to solve, you can call this customer service number for consultation. In addition, you can also call their 24-hour manual customer service number 027-8568-1110.

What are the contact information of Gitzo?

I. Existing customer service feedback hotline

If you have any questions or suggestions, please call 400-027- 1262.

Second, the new customer loan hotline

If you have any questions about the loan business, you can call 400-027- 1265.

Third, the customer complaint hotline

If you need to complain, please call 400-027-3004.

Fourth, the sales support hotline

For sales support, please call 400-027- 1269.

Verb (abbreviation for verb) merchant support hotline

Just call 400-027- 1259 for merchant support.

Gitzo's installment customer service phone number is 400-027- 1262. You can call this number if you have any questions or need to make suggestions. For other requirements, please refer to the contact information given above. Of course, in addition to calling, you can also pay attention to Gitzo's official WeChat account and consult online customer service in the official WeChat account.

What is the telephone number for student loan consultation?

National Student Loan Call Center Tel: 95593; Customer service hotline of China Development Bank: 86- 10-68306688. As the loan for college students' origin is also handled by China Development Bank, applicants can call the bank's customer service hotline 0 10-68306688 for information about the loan and the materials and conditions required for the loan.

Student-origin student loan generally refers to the national student loan, which is a bank loan led by the government, subsidized by the government, compensated by finance and universities, and jointly operated by banks, education administrative departments and universities to help poor students in colleges and universities.

Borrowing students do not need to apply for loan guarantee or mortgage, but they must promise to repay on time, repay in installments after graduation, and bear relevant legal responsibilities.

Loan form

There are four main forms of loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans. Among them, the national student loan has the largest funding strength and scale, and is the main content of student loan.

If the borrower fails to repay the loan according to the time limit and amount agreed in the repayment agreement signed with the handling bank, his breach of contract will be recorded in the credit information system of financial institutions (if it is overdue for three months in a row, it will be recorded in the bad record of the personal credit information system of the bank), and the mortgage will not be approved.

compensation policy

College graduates can enjoy tuition compensation and national student loan policy when they join the army. The amount of compensation for tuition fees or principal and interest of national student loans per academic year shall not exceed 6000 yuan; If the tuition fees actually paid by graduates or the principal and interest of national student loans are higher than 6000 yuan, compensation or compensation shall be made according to the amount of 6000 yuan per year; Less than 6000 yuan, in accordance with the principle of high tuition fees and national student loans, compensation or compensation.

The specific standards for tuition compensation and loan compensation during school before enlistment are the same as those for fresh graduates. At the same time, the state gives tuition subsidies to college students who apply for retirement and resumption of study. The maximum tuition fee is 6,000 yuan, and the annual tuition fee is 6,000 yuan, and the actual subsidy is less than 6,000 yuan.

Student loans shall be subject to the benchmark interest rate of the same grade in the same period announced by the People's Bank of China, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians). The interest actually repaid by students after graduation shall be implemented according to the interest rate of the same period of the year.

What's the customer service phone number of the credit loan?

Rural credit cooperatives: 96596

The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.

Here is a description of the credit loan telephone numbers of other banks.

1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.

2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.

3. China Merchants Bank 800-820-5555

4. Bank of China 800-820-5288

5. China Construction Bank 800-820-0588

6. Agricultural Bank of China 800-8 19-5599

7. Bank of Communications 800-988-8888

8. China CITIC Bank 800-999-5558

9. Minsheng Bank 800-8 10-8008

10, Shanghai Pudong Development Bank 800-820-8788

The following are national calls.