Good insurance, insurance, is a macro and large-scale collection concept. For example, some local governments insure farmers against natural disasters, such as medical insurance, endowment insurance, unemployment insurance, industrial injury insurance and maternity insurance, such as dividend insurance for various investments and financial management. It's like saying you want to eat. The word "rice" in it doesn't mean rice steamed bread, but all the food. Insurance companies recruit so many salesmen, whose job is to sell every specific insurance product and provide after-sales service for every sold insurance product, which just shows that insurance is really good and there is a great demand for employees. This is like saying that everyone knows how to eat, so we need a large number of various restaurants to provide rich food for everyone. What do you think is the use of eating if you don't cook?

This is actually a traditional inertial thinking at work. As the saying goes, the smell of wine is not afraid of the depth of the alley. It seems that if something is good, it will become a seller's market, and consumers will buy it themselves. But in fact, everyone knows that the smell of wine is afraid of the depth of the alley. How is the concept of insurance pushed away? Is it true that the employees of insurance companies are all in the office, shouting a few slogans and doing a few advertisements can make consumers across the country understand this truth? Obviously not. A thousand people have a thousand opinions about the concept of insurance. You can't just rely on less detailed advertisements and policy explanations, but you need salesmen to explain each insurance product to customers from the perspective of each specific customer. Only in this way can customers truly understand the meaning of insurance, and the whole society can form good insurance knowledge. In this huge market of China, we need more insurance salesmen to achieve this goal.

Insurance companies and China People's Bank are two completely different institutions. The People's Bank of China exists as the central bank of China, and the central bank is the government functional department that specifies and implements monetary policies in various countries. For example, the central bank should determine the interest rates of deposits and loans, as well as the savings reserves of major commercial banks. But what about insurance? First of all, we know that both social insurance and commercial insurance now operate through a market-oriented environment, in other words, they are products. It is absolutely impossible and unnecessary for government agencies to set up a department specifically responsible for a financial product. Just set up an institution like the China Insurance Regulatory Commission to regulate some systems in the insurance industry. Note that the scope of the CIRC's allegations will not involve specific products.