1, account opening qualifications are different.

A credit card is a deposit account that anyone can open.

Sunshine card is a current savings account that only individuals and non-profit legal persons can open.

2. Different interest rates

In order to encourage savings, the interest rate of sunshine card is generally better than that of bank check.

3. Different advantages

Credit card customers can deposit and withdraw RMB cash at national bank outlets and self-service equipment with their bank cards, while passbooks with passwords can deposit and withdraw cash at bank outlets in the same city. The same city can also handle the card-free renewal business (discount).

Moreover, sunshine card customers have flexible funds: customers need to take them at any time, and the funds are highly mobile. You can set a current deposit account as a payment account, and the bank will automatically pay various daily expenses.

4. Different coverage

Credit card only refers to the current deposit in personal savings.

Sunshine card refers to all current accounts in bank liabilities, including unit settlement account deposits and personal savings demand deposits. Unit settlement accounts include basic settlement accounts, general settlement accounts, temporary settlement accounts and special accounts executed at current interest rates of administrative organs, enterprises, institutions and individual industrial and commercial households.

Baidu encyclopedia-sunshine card

Baidu Encyclopedia-China Everbright Bank Credit Card