1. When filling in the mortgage loan application form, be sure to fill in all the options on the form completely, and check that the information filled in is correct before submitting it to the loan handling bank or auto financing company, so as not to affect the approval of the car loan because of the wrong or imperfect information on the form.

2. Go through the mortgage formalities as required, read the terms carefully when signing the contract, and be sure to find out the loan amount, term, interest, handling fee and deposit, so as to avoid unnecessary disputes in the future. For example, the mortgage car loan can reach a few percent of the car purchase price; If you offer an interest-free car purchase discount, whether it is only interest-free will inevitably lead to a handling fee; Whether the loan repayment deposit is refunded; Whether to go to the designated insurance company to buy auto insurance and so on.

3. After the loan is paid off, remember to apply for the loan settlement certificate, get back the vehicle registration certificate, and go to the local vehicle management office to understand the mortgage procedures; And find a 4s shop to get the deposit back, and go to the auto insurance company to change the first beneficiary from the loan handling bank or the auto financing company to himself.