The credit for handling Helibao is not reliable. According to the inquiry, it is not very reliable to handle credit cards. You should find reliable people, such as acquaintances and relatives, so that you can handle it well. Helping others to apply for a credit card also requires normal approval procedures, and it is risky and unreliable.

Is it credible to apply for credit card advertisements in WeChat? Attention recognition

With WeChat becoming the main communication, social and payment tool, the business opportunities are also obvious. WeChat business is everywhere in the circle of friends, selling everything! So, is it credible to apply for a credit card advertisement in WeChat? Let's talk to you today.

First of all, all advertisements with the slogan of "handling large credit cards" are not credible.

Every credit card needs to be strictly examined by the bank before it can be issued, and the bank has not authorized any platform to issue credit cards. At most, some intermediate platforms are authorized to provide card application platforms, such as Alipay, WeChat and QQ.

If there are similar advertisements in your WeChat circle of friends, such as "You only need your ID card to get a large credit card", then you should be wary. This is either cheating information or cheating fees.

In addition, if you introduce an acquaintance and the bank card handler via WeChat, the card handling information you receive is credible, but only if you can guarantee that he is the bank card handler.

Finally, I will introduce you to a WeChat credit card application platform. Fill in the information online, just wait for the card. The specific application path is as follows:

Personal WeChat-Mining-Wallet-Credit Card Repayment-Credit Card Free Processing.

Wechat can apply for a limited number of credit cards. China Merchants Bank, Minsheng Bank, China Guangfa Bank, Industrial and Commercial Bank, China CITIC Bank, Shanghai Pudong Development Bank, Bank of Communications, China Bank, Ping An Bank, Industrial Bank and China Everbright Bank each have three popular cards to apply for.

All in all, the application for credit card advertisements in WeChat is not credible and needs to be identified by yourself. Handling a credit card is definitely a scam. Don't be cheated.

Is it credible to handle credit card door-to-door processing?

Some can be trusted and some can't be trusted.

If the regular staff of the bank do door-to-door work

Management is relatively safe, and today's major banks.

In particular, some commercial banks will assign salesmen to handle credit card business at home in order to promote their credit card business. For this card handling method, please verify the identity of the bank staff, ensure that the other party is a regular staff member of the bank, and never trust agents from third parties and unidentified persons to protect your personal and property safety.

It is safe to apply through formal channels such as banks and specify that you want to come to the door.

If in doubt, you can call the credit card customer service to verify the details:

1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer". Fill in the reservation information of the checklist online and wait for the approval of the bank. If it is approved, an expert will handle it for you. If you want to do this, please confirm your region first, and whether our bank can provide free on-site appointment (the result will be displayed after selecting the province/city/region).

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.

Bank cards are generally handled at bank outlets or banks in official website. Handling a credit card is not a simple matter. Generally handled by many people and departments of the bank. At the time of processing, the bank will score the applicant, mainly including: personal credit information, work unit, age, marriage or not, property status and so on. These materials need to be reviewed. Except for real bank employees, people who come to the door are difficult to handle, probably just to collect information.

The form filled in when handling credit cards must truthfully fill in the place of work. If the company doesn't have a telephone, fill in "0", which means that the company doesn't have a fixed telephone, and the bank should verify it. After the online credit card is completed, it will be mailed to the address reserved by the applicant, and the applicant needs to take the credit card to the branch of the bank to activate the business.

It is free to apply for a credit card, but the more credit cards, the better. The limit of multiple credit cards in a bank is * * *. It is suggested that a person can only apply for one credit card in one bank, one * * *, and no more than four banks. Too many credit card applications will affect personal credit information, which is difficult to manage and easy to lead to overdue.

The Secret of Dealing with Large Credit Card Fraud: Exposing 4 Ways to Deal with Credit Card Fraud.

Many people pursue a large credit card quota, but in fact, the credit card quota is set by the bank, and it is generally difficult to apply for a large credit card with credit conditions. And many agents took advantage of this at this time and carried out this behavior under the guise of handling large credit cards. Today, I'm going to tell you a big secret about handling large credit card fraud.

1, charging various fees.

There is no need to pay any fees for handling credit cards through formal channels. However, if you charge handling fees, packaging fees, activation fees, etc. To handle a large credit card, you must be a black intermediary. Don't be cheated. When you get the money, the other party disappears and the money card is empty.

2. Deceive information

When handling large credit cards, cardholders need to provide personal identity information and related personal privacy, such as ID number, residence, telephone number, marital status, economic proof, etc.

After obtaining your information, scammers may make public sales, apply for loans, apply for credit cards, apply for bank cards, and even engage in some illegal activities such as smuggling.

3. Cheat other credit card information

In the process of handling credit cards, scammers will defraud you of other credit card information, such as the expiration date, credit card security code and other important information, and then steal it. If you are asked for this information in the process of handling credit cards, you must refuse decisively.

4, only by ID card.

Every credit card is issued by the bank after strict examination. It's impossible to get a large credit card only by ID card. The applicant's credit status and comprehensive score are important basis for issuing cards.

Don't believe a liar under the guise of "handling large credit cards with ID cards only".

The above-mentioned large credit card scam was exposed. If you encounter one of them, you must be vigilant and don't be deceived. It is recommended that you apply for a credit card through the official channels of the bank or the formal platform authorized by the bank.

Is it credible to charge 15 points by credit card?

Don't trust such agency matters, and beware of being cheated. There are many similar cases.

15 points is 15% handling fee. When it reaches 50000, you need to pay 7500 handling fee. This is the fee charged by some intermediaries who help people to handle credit cards, which is 15, which is 15%. For example, if you successfully apply for a credit card, the amount is 50,000 yuan, then you have to pay 7500 yuan to the agent who helps you with the card.

Not to mention the high handling fee, even your own information may be sold and leaked, and if the bank knows, it will be difficult to borrow money through formal channels in the future.

Extended data

"Without proof of income, you can apply for a large credit card of more than 50,000 yuan as long as you provide a copy of your ID card." Such agency credit card advertisements can be seen everywhere on the Internet.

China Payment and Clearing Association recently issued new regulations, requiring applicants to apply for credit cards in person with their original identity documents, and no other individual may do it on their behalf. However, today's reporter in beijing business today found that these two days, small advertisements of online credit cards are still emerging one after another.

Enter "agent credit card" on the Internet at will, and you will see that a lot of agent information has been released these two days. One of the agents in Southwest China said, "Express credit card, five-day card 10000-30000. You can withdraw the amount after issuing the card, as long as the white household has never had a credit card and has a local account. "

The reporter contacted a person who is engaged in credit card agency, and the other party said that he could "handle cards with cards" and "handle cards with mortgage loans", with a single card amount of 10000-30000 yuan. Credit card use for more than half a year, mortgage repayment for more than half a year, meet one of the conditions can be handled. Some banks can handle the card on the same day, and some banks can handle the card in about 7- 10 days, with low fees.

The online credit card agent looks beautiful, not only the card issuing time is fast, but also the overdraft limit is high. But in fact, there have been many news reports that some applicants have been defrauded of money in order to obtain large credit cards.

Some agencies usually take advantage of consumers' anxiety or non-compliance to defraud high fees. In the past, there have also been cases in which agents used the cardholder's identity information to defraud the credit card for malicious overdraft.

In fact, the online agent credit card is not reliable in terms of regulations. According to the Guidelines on Risk Control and Safety Management of Bank Card Business recently issued by China Payment and Clearing Association, the applicant must apply for a credit card in person with the original ID card, and no other individual may apply for it on his behalf (except the supplementary card handled by the main cardholder).

Hua Ming, an analyst of the Credit Card Group of Yinlv Financial Research Center, told the beijing business today reporter today that credit cards can be applied online or through formal channels such as official website, but credit card applications are not allowed to be handled by agents, and they must be submitted by themselves. Besides, no matter which channel applicants apply for credit cards, except for a few credit cards clearly marked with new card fees, there is no need to pay any handling fee for applying for credit cards.

Regarding the online card issuance mode promoted by many banks at present, Hua Ming said that although this form has become the main card issuance mode promoted by banks, applicants still cannot complete the whole process of credit card approval online.

Among them, China Merchants Bank, Bank of Communications and China CITIC Bank. Use the cardholder to fill in personal information through the internet, and the bank will conduct preliminary examination and data verification on the information. After passing the preliminary examination, the applicant will be required to complete the interview at a nearby bank outlet and sign the application form.

The other is that the applicant fills in personal information online, and the bank sends a card-issuing specialist to conduct further data verification and face-to-face signing for customers who meet the basic card-issuing conditions, and the bank issues cards after the follow-up data is approved. No matter which form needs a face-to-face signing process, such as online credit card processing, it is obviously not reliable to provide only ID cards to handle cards.