Housing accumulation fund refers to the long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
Urban individual industrial and commercial households and freelancers can apply for housing provident fund deposit (note: not all housing provident fund management centers in community cities allow urban individual industrial and commercial households and freelancers to deposit housing provident fund, please consult local housing provident fund management agencies for details).
If the unit does not handle the registration of housing provident fund deposit for its employees or the establishment of housing provident fund accounts, the housing provident fund management center shall order it to be handled within a time limit; Failing to handle it within the time limit, a fine of 6.5438+0 million yuan and 50,000 yuan shall be imposed.
For people who buy a house, having a provident fund is a very good way. You can use the provident fund loan to rent a house. Of course, if you don't want to buy a house, you can also withdraw the provident fund. If you can't return it, you can find a special service company to help us.
Some work units will pay employees provident fund, but some companies only have five insurances and no gold. Because the nature of the company is different, it doesn't matter if they don't give us money. We can pay our own provident fund. If we pay our own provident fund, we generally need to have an individual business license. Of course, each region is different, so the requirements may be different. Everyone can go if it meets the specific circumstances.
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