1. Unknown loan interest rate: In order to attract customers, some financial institutions use the routine of mortgage loans and will slogan low interest. When the customer actually handles it, it is found that the execution interest rate shown in the contract is inconsistent with the propaganda slogan, or even much higher, resulting in the actual loan cost of the customer being much higher than the preset.

2. Charge additional fees: When some platforms provide services in automobile mortgage, they will charge customers not only loan interest, but also various fees and service fees such as evaluation fees and post-loan management fees. In this way, even if the interest charged is at a normal level, plus a lot of extra fees, the burden on customers is not small.

3. Inconsistency in the amount received: when financial institutions distribute automobile mortgage funds to customers, the actual loan amount may be less than the loan amount indicated in the contract, and the underpaid fees are estimated to be beheaded and will not be distributed again, but customers still need to repay according to the loan amount indicated in the contract.

4. Signing a false contract: The customer signed a contract with a financial institution, ostensibly a mortgage loan contract, but the financial institution changed it into a financial lease contract without the customer's knowledge, resulting in the transfer of vehicle ownership to the platform name, and the customer changed from the owner to the lessor. In order to pay off the money in the future, it may be necessary to pay another fee to the financial institution.

5. Bundle sales: Some financial institutions may require customers to apply for additional consumer loans or guarantee insurance when handling automobile mortgage, otherwise they will not provide loan services. In order to obtain loans, customers must apply for additional loans or additional insurance according to the requirements of the organization.