Today, Senior Sister focuses on Ping An Royal Jin Rui Annuity Insurance, which is the main insurance product. Want to know more friends can come to squat evaluation.
The lecture is about to begin. Before that, you'd better take a look at this evaluation article and have a simple understanding of the basic strength of China Ping An Life Insurance Company of China Insurance Company:
How about China Ping An Life Insurance Company of China Insurance Company? What products are there? Which ones are good? What problems are worthy of in-depth analysis? 》
1. What are the guarantees of Jin Rui annuity insurance?
As usual, let's take a look at the product form of Ping An Royal Jin Rui Annuity Insurance:
From the product diagram, we can know that Ping An Royal Jin Rui Annuity Insurance is mainly a term annuity insurance, which mainly includes special survival fund, survival fund, maturity fund and death fund, and also provides policy rights such as policy loan, premium advance and reduction.
1, insurance conditions
Ping An Royal enjoys Jin Rui Annuity Insurance. The insurance age range of this product is from 28 days after birth to 70 years old, and the maximum support is 70 years old. This is actually beneficial to the elderly who intend to buy annuity insurance.
As for the guarantee period, Ping An Royal Jin Rui Annuity Insurance directly arranged two guarantee periods. First of all, the first type is that the insured chooses to pay in batches or within three to five years. In this case, the guarantee period for safe enjoyment of the main insurance of Jin Rui annuity insurance is 8 years; If the insured chooses the payment period of 10 year, he can enjoy the guarantee period of 15 year.
2. Guarantee content
Ping An Royal Jin Rui Annuity Insurance includes the following guarantees:
Special survival fund: If the payment method chosen by the insured is batch payment or 3-year /5-year payment, the special survival fund will be collected from the fifth policy anniversary when the contract comes into effect, and then until the seventh policy anniversary (inclusive). During this period, if the insured continues to survive, he will receive 20%/60%/ 100% of the annual premium every year.
Survival money: the condition of obtaining survival money requires the insured to choose the payment period of 65,438+00 years. After the insured chooses the payment period of 10 year, he can receive 50% of the insured amount every year from the anniversary date of 10 to the anniversary date of 14 (inclusive).
Maturity payment: If the insured survives until the expiration of the insurance period, he can receive 100% of the insured amount.
Death payment: the person who died during the guarantee period, paid the paid premium and had a large cash value.
Well, that's the basic situation of Ping An Royal Jin Rui Annuity Insurance. Next, Senior Sister will talk about the insurance proposal of Ping An Royal Jin Rui Insurance Plan.
Those who are eager to know the answer can visit the following link to view a condensed version of the assessment:
Can the Royal Jin Rui Insurance Plan really become a ballast stone for the family economy? 》
2. How about enjoying Jin Rui annuity insurance safely? Is it worth buying?
To tell the truth, in the process of purchasing annuity insurance, many people first pay attention to the number of years and the amount to receive.
After the insured has completed the insurance of Ping An Royal Jin Rui Annuity Insurance, if he has been alive all the time, he can start to receive money on the fifth anniversary of the policy. It can be said that the time when we began to pay back the money began from the fifth anniversary of the insured policy.
This kind of capital return is not slow.
Also, as far as protection is concerned, the protection of Ping An Royal Jin Rui Annuity Insurance is basically the same as the annuity insurance in the market, and there are many insurance benefits for everyone to receive, which is still affirmed by everyone.
Therefore, in general, if a friend wants to have a regular annuity insurance, it is also a good choice to buy Ping An Royal Jin Rui annuity insurance.
Of course, in addition to the cost-effective Jin Rui annuity insurance, here is a list of annuity insurance, which is full of products worth buying. Friends in need can refer to:
"Top Ten Annuity Insurance Rankings ▏ Want to buy high-yield annuity insurance? Don't miss this 10 model again! 》
Write it at the end
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