My new China life insurance company made a good start in 2007, thanking new and old customers for their products. Features and advantages of the dying product of Enriching Life (designed for children's growth);

Take a 0-year-old child as an example (8 months is 0 years old)

Quick profit: before the age of 66, get 8% of the effective insurance amount every two years, with an average of 9000- 10000 yuan to supplement the daily expenses.

Birthday: 100% effective insurance amount (basic insurance amount+dividend) 66 years to receive a birthday bonus of 240,000 yuan, to realize the wish of old age.

Annuity pension: from the age of 66, you will receive 8% of the effective insurance amount every year, 65,438+02,000-65,438+03,000 yuan to supplement the pension fund in the form of annuity.

High security: 300% effective insurance before the age of 66, 300,000+dividends; With the reduction of family responsibilities, at the age of 66, he still has 150% effective coverage150,000+dividend protection (death).

Hongfu's birthday: I was lucky enough to be 88 years old, and I received a one-time high Hongfu gold of 2.42 million yuan.

First, the return basis is different.

The "affluent life" is based on effective insurance protection, which can effectively alleviate inflationary pressure.

Second, the frequency and amount of return are different.

The design of "enriching life" is more scientific and reasonable. Returning 8% of the effective insurance amount every two years before the age of 66 not only solves part of the customer's cash demand, but also does not have a great impact on the long-term income of the account; After the age of 66, 8% of the effective insurance amount will be returned every year to effectively supplement the pension.

88 years old: Hong Fujin: 2.42 million yuan

Third, the design of birthday gold is different.

"Enriching Life" is collected in time and designed to meet the needs of customers in planning their lives after retirement. At the age of 66, 65,438+000% of the effective insurance amount will be returned to provide financial support for customers to start a new life.

Fourth, the design of death protection is different.

"Abundant Life" has 300% effective coverage before the age of 66 and 150% effective coverage from the age of 66, which is suitable for customers' life responsibilities at different stages.

Fifth, it has a unique premium-free function.

The design of "Enriching Life" is more humanized, especially adding the function of free premium for the disabled. In the face of life changes, you can still enjoy all insurance benefits without continuing to pay.

What benefits can old-age security products bring to customers?

Trivial security and life planning for providing for the aged are indispensable.

The product design is scientific and reasonable, which can meet the four major needs of customers: small expenditure, security, pension and life planning. They are:

1, petty cash. Provide pocket money. 8% of the effective insured amount before the age of 66 can subsidize daily expenses, or realize fixed small expenses planning, such as outpatient medical expenses, annual special physical examination expenses, family travel expenses, etc.

2. guarantee. Provide a high degree of security. Before the age of 66, guarantee the value of 300% effective protection, and guarantee the value of 150% effective protection from the age of 66 to resist unknown risks.

3. Pension. Pay the 66th birthday and receive an annuity with an annual effective insurance amount of 8% to supplement the pension.

4. Life planning. Use the existing funds to plan the life in different stages in the future and resist all kinds of unknown risks.