There are several channels for the rapid rise of house prices: rumor-planning-construction-completion. Taking Tongzhou as an example, when it was widely rumored that Tongzhou might become a sub-center, the house price rose collectively for one round, and after Beijing officially confirmed Tongzhou as a sub-center, it rose again. So if you want to buy it, you'd better buy it before these nodes, and it will appreciate immediately. In addition to the area, there are also rail transit, such as subways, airports, and new construction.
3. Many projects that sell crowns are not because the products are good, or the sales volume is good, or the location is good, but because they are sold with Diwang or Louwang. It is a good choice to buy surrounding real estate before the appearance of Diwang and Louwang. The best place to determine the building king and the land king is the website of the Housing Construction Committee. If there is not much land granted this year, the lot is not good, and a piece of good land is suddenly released, developers will inevitably grab the local king. Wang Di will enter the market in the future, and it must be the king of architecture.
4. Beijing, Shanghai, a city with limited purchases, and even Tongzhou, a double-limited area, will limit purchases because supply is less than demand. Only on the day when the purchase restriction is really released, the house price is really high and there is no need for policy regulation. Therefore, at least in the recent 10 year, we only need to consider whether it is rising fast or slow. The earlier you buy, the lower the price, but you still have to consider the personal capital flow and the percentage of future house price growth. For example, in 16, housing prices in Beijing skyrocketed, and even reached 200% in some areas. Some of them overdraw the rising space in the next few years, which may lead to more severe purchase restrictions, shrinking transaction volume and making it more difficult for house prices to climb.
6. In order to prevent the later sales, the current developers will save the best apartment and the best location for the last, and of course the price must be the most expensive of the whole project. However, when the project is shouting the slogan of liquidation and it is difficult to clear it as soon as possible, you will have the opportunity to buy a better house with less money.
6. A project that is opened in several phases, each phase is more expensive. The first big opening of the first phase will definitely be the phase with the greatest preferential strength and the lowest overall price. Moreover, the first opening is often to create a hot-selling momentum, and the profit is more realized through the opening and promotion in the later period. Even after the property market goes down, developers will not cut prices until it is a matter of life and death, because the price reduction is a slap in the face.
7. Second-hand house price, rent and first-hand house price are always positively correlated. Many times, the first-hand house price is controlled by the market, and the real estate developers decide the price, but the second-hand house price and rent are directly regulated by the market. Therefore, the second-hand housing price is not only true, but also changes ahead of the first-hand housing. In the period when housing prices are strictly controlled and manipulated, it is the second-hand housing prices that are anchored by the first-hand housing.
8. When the favorable policies of the property market appear, buy as soon as possible, because the house price has not risen yet; After the negative policy of the property market appears, wait a minute, because the house price has not come down yet.
9. Just need to buy a house, don't care about the timing, buying is the best time, just buy it; Improvement and investment preservation are the best times to have a lot of spare money in hand. Mortgage will not significantly reduce the quality of life in the later period, and the income from other investments cannot exceed 10% annualized.
10. Roads can be repaired, people can move, subways can be opened, and new areas can be applied for, but the only thing that cannot be copied is the environment composed of mountains and lakes. So from the perspective of living alone, it is either relying on the mountain or relying on water. In hot spots, we should seize the position with good environment as soon as possible.
1 1. Live by yourself, buy the present you can see, invest and buy the future you want. Different purposes, different choices.
12. Short-term investment (0-3 years) can catch up, and long-term investment (5-7 years) is better than buying down.
13. If you buy a house before leaving your job, the loan will be reduced. My mother-in-law will be happy to buy a house before marriage. If you buy a house before your child enters school, you can rest assured. If you buy a specific house before a specific life plan, you will save a lot of heart.