Around the business philosophy and management requirements of the superior bank, we should unswervingly strengthen the concept education, unremittingly strengthen the education of rules and regulations and warning reflection, so that the employees can establish a correct world outlook, outlook on life and values, understand the boundaries of "can't do", and when handling every business and marketing every customer, they can first think of "what the system requires me to do". Really let the "command obedience system, trust system and habit give way to the system" enter, enter the mind and enter the heart, and form an internal control culture of "procedure first, compliance first and benefit first" and a compliance culture of "obeying rules at all times, observing everything and consciously correcting mistakes" in the whole bank.
Two, adhere to the "five" management, grasp the focus of case prevention and control work.
First, pay close attention to the management of important links. Implement the management measures and requirements of the superior bank to every department, every level and every link. The second is to pay close attention to the management of important positions. Faithfully implement the system of rotation of important posts, off-the-job audit, and "avoidance" of close relatives, and manage important posts such as front-line tellers, accounting supervisors, loan officers, and network leaders through institutionalized and daily employee behavior surveys. The third is to pay close attention to the management of important periods. It is necessary to give full play to the functions of "monitoring system" such as real-time monitoring system and remote monitoring system of counters, and realize "cross-time, all-weather, zero-distance and no blind area" monitoring of important periods and important links. In view of holidays, year-end and other cases-prone periods, prompt risks in time, and strengthen the management of duty and report. Fourth, pay close attention to the management of self-help machines and tools. Regular and irregular inspections and inspections will be intensified to prevent and control the derivative risks of financial instruments. The fifth is to pay close attention to the management of major transactions. Use the anti-money laundering customer risk system, increase real-time supervision of major transactions, track the risks prompted in time, and eliminate potential risks.
Three, adhere to the implementation of the system, as an important means of case prevention.
First, seriously study various rules and regulations and management requirements, and improve the initiative, consciousness and effectiveness of implementing rules and regulations and business processes. The second is to establish a responsibility system for the implementation of various rules and regulations. By establishing the post responsibility system of "clear post, clear rights and responsibilities, orderly management and standardized operation", various rules and regulations and business processes are finely implemented. The third is to formulate detailed implementation measures, so that the formulation, decomposition, implementation, inspection, rectification, feedback and evaluation of rules and regulations and management requirements form a complete and clear chain, and the implementation of rules and regulations and management requirements is always in a completely controlled state.
Four, adhere to the combination of "thinking" and "doing", improve the sensitivity and execution of case prevention and control work.
First of all, we should strive to improve our professional acumen. For risks or cases that happen in our bank, we should not only carefully find out the reasons and make up for loopholes, but also organize study, analysis and discussion on cases that happen in other banks, draw inferences from others and take corresponding preventive measures to avoid similar cases. The second is to carry out the evaluation of system execution. Strengthen supervision and inspection, starting with the "five norms" of standardizing inspection forms, contents, procedures, rectification of problems found during inspection and supervision of rectification results, and establish a long-term mechanism combining basic management surprise inspection with daily inspection, comprehensive inspection and special inspection to nip all kinds of problems in the bud.