First, CreditEase was established in Beijing in 2006. Is a financial technology enterprise engaged in inclusive finance and wealth management. It has an advantageous position in the fields of credit technology, wealth management technology and insurance technology. The main business sectors are Yirenmenke, CreditEase Fortune and CreditEase Bocheng! People's loan beheading, usury, violent collection. Loan 120000 yuan, contract 146000 yuan. "Mr. Zhang from Guizhou reported that in 2065,438+08, he applied for a loan through the Pleasant Lending Platform, and the platform approved a loan of 654,380,200 yuan, with a total amount of 654,380,900 yuan, divided into 36 installments. The repayment of each installment is 5495.77 yuan, but the actual payment is only 120000 yuan, and the beheading interest is as high as 20000 yuan.
2. Dear CreditEase Pratt & Whitney or pleasant loan borrowers, we need to do these eight things well in the face of illegal loans of pleasant loans.
1. You must inform the Yirendai official by phone or in writing that you want to stop repayment, not because you refuse to repay, but because your Yirendai loan is suspected of routine loan, usury, false propaganda, disguised beheading, inflated loan amount and yin-yang contract. I'm going to stop the repayment until you legally handle this matter.
2. During my repayment period, it is absolutely not allowed to harass my emergency contacts and contacts in the address book without my consent. If you violently collect and expose my address book, I will formally refuse to repay, and keep all the evidence of your violation, and safeguard my legitimate rights and interests through alarm and litigation in due course.
3. Provide me with a complete loan contract in paper form, which must be a valid loan contract signed and confirmed by myself. If I refuse to provide it, I will consider this contract invalid. Your pleasant loan official is suspected of contract fraud. I still won't pay it back. Unless you provide all the contracts, I won't pay back a penny.
Third, pleasant loan negotiation loan was established not long ago, and it is a great good news for users to accept all pleasant loan users to negotiate to reduce service fees and interest. When the borrower APP repays in advance, in addition to the principal and interest, installment service fee and remaining principal, it also needs to pay an additional 0.5% of the remaining principal as a one-time repayment compensation in advance.