Users can generally find micro-loans in qq wallets and WeChat wallets. Users only need to enter the wallet page, and general micro-loans are on the wallet page. The entrance to WeChat wallet is me-payment; The qq wallet entrance of the mobile phone is the avatar in the upper left corner-my wallet.
If the user can't find any micro-loan entry in qq wallet and WeChat wallet, it means that the user can't open micro-loan temporarily. At present, small loans are opened by invitation system. Only users who are invited to the white list of micro-loans can open micro-loans. Then, users with micro-loan portals can be found in WeChat and mobile qq, and indicated in the micro-loan invitation list that micro-loans can be used.
The opening method of micro-loans is also relatively simple. As long as users can find the entrance of micro-loan, they can directly click into micro-loan, and then authorize micro-loan to inquire their credit report, and follow the prompts to successfully open micro-loan.
After the micro-loan is opened, the system will give users the corresponding available loan amount and loan interest rate according to their comprehensive scores, and the corresponding loan amount and interest rate will be directly displayed on the micro-loan home page, and users can apply for loans directly within the amount later.
Don't worry if you can't find a user with a micro-loan entrance. Users can't apply for small loans temporarily, not forever. If such users want to apply for small loans as soon as possible, they can also improve their comprehensive scores through the following tips.
1. Buy financial management on WeChat to prove your financial management ability. The better your financial ability, the greater the chance of opening a small loan.
2. Use WeChat for credit card repayment, thus showing your good repayment habits.
3. Pay more with WeChat and pay the living expenses with WeChat to prove that your funds are healthy.
4. In addition, in order to open micro-loan users, personal real-name authentication is required.