In the next step, CCB will continue to consolidate the support system for educational services, comprehensively improve the functions and experiences of portal platforms, refine and improve its goals, and expand its financial services to more educational service fields, benefiting the public with scientific and technological strength and giving back to society with financial wisdom.
China Construction Bank was established in June 1954+ 10/0/. The basic background of the establishment of China Construction Bank is that People's Republic of China (PRC) began to implement the first five-year plan to develop the national economy, and large-scale economic construction was carried out around the key project 156. In order to manage the huge construction funds, China Construction Bank came into being.
During the more than 20 years from 1954 to 1978, CCB was mainly responsible for the centralized allocation of the national capital construction budget and the allocation of self-raised funds by enterprises, supervising the rational use of funds, issuing short-term loans to construction enterprises and handling the business settlement of capital construction.
From the end of 1970s to the beginning of 1980s, China Construction Bank continued to expand its functions while inheriting its original functions, and successively launched various businesses such as credit fund loans, residents' savings deposits, foreign exchange business, credit card business and insurance policy business. Mainly housing reform finance and personal housing mortgage loans. After ten years of reform and development, various businesses have developed rapidly, and the credit assets and liabilities of China Construction Bank have increased tenfold. From the single management of infrastructure funds to the supervision of financial funds, banks have developed into financial investment, which not only operates credit business, but also provides credit for fixed assets investment and necessary liquidity loans, including domestic financial business, international financial business, and national professional banks with long-term credit as the mainstay.
Since the mid-1980s, in order to meet the needs of China's economic and financial system reform and economic development, CCB has successively launched cashier, residents' savings, fixed assets loans, working capital loans for industrial and commercial enterprises, international finance, housing loans and various agency services. By opening all kinds of commercial banking services to the society, the functions of banks have been enriched and a solid foundation has been laid for the transformation to modern commercial banks.