Is Pacific Insurance Company Reliable? Is the product good? There is nothing to say, let's analyze it ~
1. Company strength
China Pacific Insurance Company, also known as China Pacific Insurance, was established in Shanghai on 199 1 with a registered capital of 9 billion. At the same time, it is listed on A shares and H shares. It is the second largest property insurance company in Chinese mainland, and the third largest life insurance company after China Life Insurance and China Ping An. In the list of 19 Fortune 500 companies, Pacific Insurance ranked 199. This is the so-called "big company, big brand", which just corresponds to their brand slogan: inject a drop of water at ordinary times, and have the Pacific Ocean when it is difficult.
2. Solvency
For the solvency of insurance companies, the CIRC has put forward two hard indicators, whether the core solvency adequacy ratio is higher than 50% and whether the comprehensive solvency ratio is higher than 100%. Above this standard, it is qualified. From the data at the end of the third quarter of 20 19, it can be seen that the core solvency adequacy ratio and comprehensive solvency adequacy ratio of Pacific Insurance Company are both 259%, and the latest comprehensive risk rating is A, with two words: excellent.
So can its solvency be better than that of other insurance companies? Then you can take a look at this article: "The latest solvency ranking of insurance companies, which is stronger? 》
3. Claim data
According to the latest claims report issued by Pacific Insurance, the annual claims amount reached 65.438+0.5 billion, the number of claims was about 365.438+10,000, the odds of small claims reached 99.98%, and the limitation of claims was 0.265.438+0 days. Many people were worried that the insurance company would refuse to pay compensation before. As soon as this claim data comes out, it may be a lot more reassuring.
4. Product introduction
The main types of insurance operated by Pacific Life Insurance include health insurance, accident insurance, life insurance and annuity insurance. I have arranged some major products of Pacific Life in the following table. You can have a look:
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Source: "How about Pacific Insurance Company?" -Xueba said the insurance network.