If you have real estate or other investments on hand and the profit is not high, you might as well sell them first, and then take all the money you get back to pay off your debts first. If you owe too much for too long, the interest will be high. So, pay back as much as possible first. At least part of your debt has been decompressed, so it will be easier for you to pay off your debts in installments later.

2. Find a job and work hard.

People in debt must settle down and work hard. Hard work may not earn much, but at least it can maintain the necessary living expenses at present, and there is still some surplus to pay off debts slowly. If you are too lofty, you won't do it, and you don't like it. Paying off debts can only be an empty slogan, which really doesn't help the reality at all.

3. See if there are any friends who can help you do business.

Although you can ask friends for help, it is still difficult to borrow money directly. At this time, if you have a business friend, ask him to help you. Such help is only a little effort. I believe many people are willing to help, which is much better than simply asking for money. So if you are willing to work hard, you can still ask your friends for help to tide over the difficulties as soon as possible.

4, pay attention to do a good job of throttling

The expenses of a family are limited. If we want to open source, we must first do a good job of reducing expenditure. At this time, you should make a better money-saving strategy, get rid of some unnecessary expenses and leave some just-needed expenses. Planning your living expenses can actually save a lot of money. Although it is only a drop in the bucket for huge debts, it is better than nothing. I believe that in the near future, you still have a chance to turn over.

5. Give full play to your skills.

If you have a skill, you must always look for good opportunities to develop it. If your skills can help you increase your income, it is also a good investment. If you can use your skills at work, don't be stingy; If you don't need it at work, try to use it in your spare time, such as going out for a part-time job. This is also a good way to increase income.

6. Don't make high-risk investments.

Some people aim too high, don't want to be low, and often have luck, so they are interested in some high-risk and high-input "projects". In fact, we have to understand that the current heavy debts are no longer suitable for us to make such high-risk investments, such as stock trading and gambling. If we get stuck in it, maybe there will be more debts one day. What we have to do now is to pay off the old debts first, but don't let ourselves fall into the mire of new debts again.