2022 bank year-end summary report individual. In the workplace, we all need to write a year-end summary report, and as bankers, we are no exception. Next, let's take a look at the personal content of the 2022 bank year-end summary report.

2022 Bank Year-end Summary Report Personal 1 I have been working in a branch of China Industrial and Commercial Bank for _ years, and after _ years of work, I have made necessary achievements in ICBC. The following is a summary of my work.

First, adjust the credit structure to promote commodity circulation.

_ It was the year when the State Council proposed to control the economic environment and rectify the economic order. The head office put forward the general credit policy of "controlling the total amount, adjusting the structure, ensuring the key points, compressing the general and adjusting in time". How to implement this central task in our commercial credit work, our slogan is: adjust the structure, protect the market and promote circulation. Among them, restructuring is the foundation, protecting the market is the task, and promoting circulation is the goal. After one year's efforts, the commercial credit structure has been effectively adjusted. At the same time, the market in our city has been stable and prosperous, with a total purchase value of 205.48 million yuan, sales of 24 1.78 million yuan and profits and taxes of 6.79 million yuan, which has achieved good economic benefits.

Second, adjust the two structures and activate the capital stock.

This year, the state implemented the policy of "double tightening" of finance and credit, aiming at reducing monetary input, promoting the adjustment and optimal allocation of the original production factors, thus achieving the purpose of controlling inflation and developing the economy steadily. The commercial department is responsible for withdrawing funds and prospering the market. How it works is of great significance for stabilizing the market and promoting economic development. We believe that the way out to support commercial enterprises, improve efficiency and keep the market is to revitalize the stock of funds, adjust the two structures, improve the efficiency of the use of original funds, and ease the contradiction between supply and demand.

Third, adjust the loan structure of the first, second and third types of enterprises.

At the beginning of this year, we studied the support sequence proposed by the state and the head office according to the classification queuing standard formulated by the superior bank and combined with the "ten-point classification queuing method" formulated by our bank in _ _ _ _, classified all commercial enterprises and formulated the "increase, level and decrease" scheme one by one, which made the focus of loan investment and maintenance very clear and won the initiative for this year's adjustment work. By the end of the year, the proportion of loans for first-class enterprises reached 65.9%, up 4.7 percentage points from the beginning of the year, for second-class enterprises reached 26.7%, down 2.6 percentage points from the beginning of the year, and for third-class enterprises reached 7.4%, down 2. 1 percentage point from the beginning of the year. This proves that the loan structure is more optimized after the loan stock transfer.

Fourth, adjust the capital occupation structure of commercial enterprises.

For a long time, due to the low management level of commercial enterprises in our city, improper use of working capital, more funds have been deposited. There are three irrationalities in the stock of funds: first, there are too many problem commodities, and the occupation of commodity funds is unreasonable; Second, the occupation of settlement funds is high, and the internal structure of all liquidity is unreasonable; Third, its own funds are less, accounting for an unreasonable proportion of all working capital. In view of these three irrationalities, we have made great efforts to adjust the existing stock structure and revitalize funds from the stock, mainly in the following aspects:

1. Vigorously promote internal banks and ask the management for funds. On the basis of doing a good job in the pilot work in _ _ _ _, this year, internal banks will be implemented in all state-owned businesses, the management mechanism of enterprise liquidity will be improved, the leakage of liquidity will be reduced, and the efficiency of capital use will be significantly improved. After the implementation of internal banking in Liaocheng department store, the amount of funds used was significantly reduced and the efficiency was greatly improved. This year, the total occupation of working capital increased by 65,438+0.5% compared with last year, while the increase of purchase and sale and profit was above 30%, and the capital turnover accelerated by 27%. According to statistics, since the beginning of this year, commercial enterprises have saved about 4.5 million yuan by developing internal banking business.

2. Focus on cleaning up the potential and tap funds from the potential. In view of the high capital occupation and great potential of commercial enterprises, this year, we proposed that the municipal government hold three mobilization meetings to form leading groups at all levels to tap the potential, and formulated a series of reward and punishment policies, which set off a climax in the city, turned a "one-man show" of a bank into a chorus of banks and enterprises, and effectively promoted the development of tapping the potential of commercial enterprises in the city. In the third quarter, we also organized a "debt-clearing trilogy" to send 28 loan officers to help enterprises clear their debts at three levels: inside the city, outside the city and outside the district. Returned funds of 365,438+07,586,5438+00,000 yuan were highly praised by enterprises.

3. Fully urge enterprises to replenish capital and squeeze consumption funds. In order to solve the problem that commercial enterprises have little self-owned funds and poor ability to resist risks, we not only issue working capital loans, but also urge enterprises to use interest rate leverage to replenish capital, and widely publicize and mobilize them to guide enterprises to learn to live a tight life and turn consumption funds into operating funds. Under our impetus, all the 2.85 million yuan of funds prepared for consumption were used by seven enterprises to participate in the turnover. For example, the regional textile station delayed the construction of dormitory buildings, leaving 850,000 yuan of profits for enterprises, all of which were used to supplement working capital. This year, * * * urged commercial enterprises to make up 6.5438+0.58 million yuan, six times the annual plan.

2022 Bank Year-end Summary Report Personal 2 During the short period of one year when I worked in a sub-branch, my life has undergone tremendous changes, and I have gradually matured in my work, study and thoughts.

In the sub-branch, I work as the most common cashier. Some people may say that ordinary tellers are not professional. No, they can do brilliant work on the counter. Excellence begins with the ordinary, and perfection comes from the earnest. I love this job and regard it as the starting point of my career. As an employee of ABC, especially a frontline employee, I deeply feel the heavy responsibility I shoulder. Counter service is a "civilized window" to show the good service of ABC system, so I win the trust of customers with full enthusiasm, dedicated service, sincere service and positive working attitude every day.

Yes, among the employees of ABC, the tellers are directly facing the customers, and the counter is the window to show the image of ABC. Tellers' daily work may be busy and monotonous. But in the face of all kinds of customers, tellers should be skilled in operation and enthusiastic in service, day after day, so that customers can truly appreciate the sincerity of ABC people and feel the warmth of doing business in ABC. This kind of work is extraordinary, and I am proud of my position! To this end, I ask myself to do:

1, master excellent business skills and never relax business learning;

2. Maintain good professional ethics and abide by national laws and regulations;

3. Cultivate harmonious interpersonal relationships and live in harmony with colleagues;

4, recognize yourself, win without arrogance, and lose with grace.

Since I joined the work, I have stuck to my post, worked hard, learned business knowledge and asked my experienced colleagues for advice. Only in this way can I really do a good job that can stand the test of time. Little things make me deeply realize that as a frontline employee, he is destined to be ordinary, because he can't block the gun like a frontline soldier, blow up the bunker with full blood, and leave the world a hero's reputation. He can't even sow summer harvest in winter and harvest in summer like a farmer. Only those boring operations and complicated affairs such as deposit, withdrawal, entry, collection, distribution, marketing, maintenance and welcoming.

In this ordinary post, let me deeply realize that greatness lies in the ordinary, ordinary we can contribute, our enthusiasm, our sincerity and our youth. Ordinary people can also create a beautiful sky. Without foundation, there is no tall building, and without ordinary, there is no greatness! The value of life can only be sublimated and perfected through ordinary dedication.

In the process of serving customers, I always insist on "thinking about customers' needs, satisfying customers' needs, eliminating customers' worries, providing customers with all-round, thoughtful, convenient and efficient services, and achieving standardized operation, standardized service, polite language and decent behavior, leaving a good impression on customers and winning their trust. When actually handling business, under the premise of ensuring compliance with the rules and regulations of the bank, we should master the marketing methods flexibly, provide certain convenience for customers, and provide personalized and fast services flexibly and moderately.

Perfection comes from seriousness. On the basis of doing a good job in counter service, we will try our best to provide more thoughtful service to customers. Because, there are no picky customers, only imperfect services. In my daily work, I actively and assiduously learn new knowledge and new business, integrate theory with practice, and master various service skills. I start with small things, try my best to handle business quickly, accurately and efficiently, so that customers can wait less, run less and ask less, and provide customers with timely, punctual, timed and anytime services.

Youth is the most precious time in life, because you are full of ambition and vitality, because you dare to do things, because you have too many dreams and hopes, so you are full of vitality! But in my opinion, the preciousness of youth still includes unremitting pursuit and team integration, lofty moral cultivation, strong will, and more importantly, it is necessary to stand up to the ordinary, stand on the ordinary, be indifferent to fame and fortune, and be brave in dedication!

2022 Bank Year-end Summary Report Personal 3 2022 Bank Personal Annual Work Plan Report

My name is _ _. As an intern for more than a year, I know almost nothing about banking. Now I can handle all kinds of business skillfully and serve every customer well. The achievement can not be achieved without the support of leaders and the help of colleagues. I sincerely say thank you here! In order to live up to the expectations of the leaders and do a better job, I made a personal work plan for the bank.

My post is. . My words and deeds represent the image of the bank. We should not be a little sloppy and lax in our work. As we all know, Our savings office is the busiest. Every day, each comrade's business averages nearly 200 transactions and receives about 200 customers. Therefore, this kind of working environment forces me to constantly remind myself to be serious in my work and to carry out practical operations in strict accordance with the rules and regulations formulated by the bank. Be consistent with yourself for three months.

I remember when I first came here, my business was not particularly skilled. In order to get familiar with the business as soon as possible, I will consult old comrades humbly when I encounter problems. When dealing with business skills, I have a requirement in my heart: a threesome must have a teacher, and those who can't learn must learn by all means. If you want to help others in your future work, you must improve your professional quality. At the beginning, I made a mistake because I was not careful enough and not skilled enough. Although I lost money, it didn't affect my enthusiasm for this job. On the contrary, it made me study my business skills and theoretical knowledge hard.

Located in the urban-rural fringe, it is densely populated. There are many laid-off and retired workers who receive social security and medical insurance around the savings office, and there are also several schools. With different educational levels, we have to serve different people every day. I always remind myself to start with the details. Put all kinds of spirits and requirements issued by the bank into practice, so as to be subtle, civilian and daily. What does it mean to make customers feel warm here?

There are often migrant workers or foreign students in the office to handle personal remittances, and some people don't even fill in the required receipts. There is such a work plan in the bank: serve every customer patiently, regardless of identity and amount. Remember that every time I will explain the filling method to them in detail and teach them word for word until they learn to do so. When they leave, they should also be told to keep a written receipt for the next remittance. Thank them for their continuous remittance business.

Maybe someone will ask. Personal remittance is only the collection business of savings offices. It can't increase the deposit in the office. Why are you doing it so enthusiastically? But I think serving our customers with heart is the best service. When I heard the customers outside say to me: Your work is really fast ... that little girl has a good attitude. . Good ... in that case. I am very happy in my heart. This is not only a compliment to me, but also an approval and encouragement to my work.

In the new year, I set myself a new goal, that is, to step up my study, better enrich myself and meet the challenges of the new period with full mental state. There will be more opportunities and competitions waiting for me next year, and I am also secretly encouraging myself. Stand firm in the competition. Down-to-earth, our eyes should not be confined to the small circle around us, but should focus on the overall situation and future development. I will also learn from other comrades, learn from each other's strong points, exchange good work experience with each other and make progress together. Strive for better work performance.