Housing accumulation fund is a welfare measure for the state to protect employees. According to the current regulations, the proportion of provident fund payment is between 5%- 12%, and individuals and units are equal. For example, if you pay 5%, the company will pay you another 5%. Relatively speaking, banks are one of the better units in China, and the proportion of provident fund paid by banks for employees is generally 12%.

At least 80% of front-line employees in banks earn less than 10 thousand yuan before tax, and many of them only have five or six thousand yuan. According to the standard of 6000 yuan, their monthly provident fund is: 6000* 12%*2= 1440 yuan. In reality, in banks, the monthly provident fund is 1000-2,000 yuan. Only a handful of them exceed 4,000 yuan, exceeding 5,000 yuan (the monthly deposit base is above 2 1000 yuan/month), which is basically possible only in first-tier cities, because the upper limit of the monthly deposit base in these cities is relatively high!