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What does the bank search include?
1. Is the cash on hand kept in the account book and recorded daily?

The second is to check whether the cash on hand, marketable securities, important blank vouchers and other accounts are consistent, whether there are white bars arriving in the warehouse or misappropriating funds, and whether the seals are kept according to regulations; Whether the self-service equipment cleans the machine and adds banknotes according to the regulations, and check whether the banknote accounts of the day are consistent.

3. Whether RMB coupons and securities coupons are kept in the cabinet and whether the accounts are consistent.

Fourth, whether the whole bundle of cash and marketable securities in stock are sorted and placed neatly according to the regulations, whether the unpacked and unpacked scattered cash and marketable securities are kept in the cabinet, and whether there are any accidents such as rat bites, moth-eaten and mildew. , whether the warehouse is clean and tidy, whether there is a phenomenon of storing personal items or other items.

Five, cash, securities in and out of the warehouse is handled in accordance with the provisions, whether the ticket is signed by the cashier, whether it is specially kept and bound on a monthly basis.

6. Whether the tail box kept by the warehouse and the damaged voucher box are sealed with double locks.

Seven, warehouse fire prevention, security, waterproof, moisture-proof and joint security measures.

Eight, the use and storage of vault keys and passwords is in accordance with the provisions.

Nine, access to surveillance video, check the implementation of daily double warehouse management and double warehouse storage; Ten, check whether the library has records, whether the problems recorded have been rectified.

In order to effectively prevent the occurrence of various cases and operational risk events and further improve the level of financial services, Jiangxi Branch of Bank of Communications conducted a comprehensive self-examination and spot check on the cash warehouses, voucher warehouses and collateral warehouses of management departments and business units within its jurisdiction before and after the National Day holiday.

Grasping key links and highlighting key contents, the Bank conducted inspections by combining self-inspection of each business unit with spot checks of branches, on-site inspections and video spot checks, and specially formed inspection teams to go to subordinate outlets and departmental warehouses respectively to conduct on-site inspections of cash inventories, self-service equipment and vouchers together with responsible persons.

At the same time, inspect and supervise the business environment of outlets, hall hygiene, standardized services, housekeeping and other work to ensure that there are no potential risks, effectively improve the ability and level of case prevention and control, and let citizens enjoy financial services with peace of mind.

It is reported that the bank's lending center also pioneered the method of mobile inventory, and conducted a comprehensive inventory of the company and private pledge warrants stored in the inventory warehouse, and the inventory accounts were consistent, effectively ensuring the safety of the branch's physical assets.

This database search is the first comprehensive database search with mobile terminal (ipad) after the new 53 1 system went online. In the future, the Bank will gradually realize electronic database inquiry, carry out systematic and compliant digital management, further strengthen risk management and ensure the healthy development of various businesses.