User card processing flow:
1. I brought my ID card and a copy of my ID card and told the staff to open an account and apply for a bank card.
2. The staff will issue a Personal Settlement Account Management Agreement and sign it after reading it.
3. Fill in another "Personal Card Opening Application" and hand it over to the bank staff.
4. Then enter the password on the password device (remember the password).
5. After confirming the password three times, the staff will issue the bank card.
Generally, there is no handling fee for card opening, but some banks need card fees and passbook fees.
Extended data:
I. Types of CCB Debit Cards
Types of Dragon Card Debit Cards: Dragon Card Cartoon, Wealth Card, Wealth Card and Private Bank Card, Lugang Dragon Card.
Long card in one
UnionPay card (card number is 19 digits), VISA card and Master-card (card number is 16 digits). Functions: One-card multi-card account, comprehensive account management, overseas transactions, associated account signing, automatic transfer signing, etc.
Financial card
International debit cards are divided into VISA cards and Master-card cards according to brands, platinum cards and gold cards according to card issuers, and main cards and subsidiary cards according to card-holding relationships. With cash deposit and withdrawal, payment and settlement, securities trading, foreign exchange trading, shopping and consumption, personal credit, account management and other financial signing services.
Wealth cards and private bank cards
"Two Cards" is one of the series products of Longka Debit Card. This product is aimed at high-end customers. Divided into wealth cards and private bank cards according to the issuing objects; According to the ownership relationship of the card account, it is divided into main card and auxiliary card. Wealth card and private bank card are a kind of cash deposit and withdrawal business issued by China Construction Bank for wealth management customers and private bank customers. A financial payment and settlement tool with multiple functions such as payment and settlement, transfer and remittance, account management, etc.
Lugang tonglongka
It is a comprehensive bank card product jointly issued by China Construction Bank and China Construction Bank (Asia). It is issued to individual customers, including CCB account and CCB (Asia) account. It is a UnionPay standard card, which is divided into CCB Lugang Dragon Card and CCB (Asia) Lugang Dragon Card according to the issuing bank, and there is no supplementary card. Debit card products with multiple functions such as cash deposit and withdrawal, consumption settlement and transfer payment, account management and other financial signing services.
Two. Types of Credit Cards of China Construction Bank
At present, the types of CCB credit cards that have been publicly issued include: Dragon Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Masters Cup) Tennis Card and so on.
Longka Global Payment Credit Card
It is a full-currency credit card product issued by CCB for mid-to-high-end customers with consumption abroad demand, which can meet customers' domestic and overseas credit card payment needs. It not only provides customers with exclusive rights and interests such as exemption from foreign exchange handling fees and RMB repayment for foreign currency transactions, but also has special rights and interests such as comprehensive travel protection, overseas study consumption credit, double points for foreign currency transactions, and special services for global business travel, thus truly realizing the brand-new card experience of "Dragon Card Downstream".
Longka Dai Yi Credit Card
It is an automatic recycling credit card launched by CCB to meet customers' daily and special recycling loan needs, with "one-time credit, recycling credit; Automatic staging, convenient and fast; Flexible consumption and wide use "is the main feature. In addition to the basic rights and interests, Longka Credit Card also has exclusive rights and interests such as line recovery and convenient automatic installment function, which can effectively meet the needs of customers to automatically recover consumer credit. It is a credit loan card that customers can carry with them at any time.
Longka Hong Kong, Macao and Taiwan Travel Card
It is a cross-border RMB payment product launched by CCB according to the growth trend of cross-border consumption, which fully meets the tourism, business, vacation and consumption needs of Hong Kong, Macao and Taiwan. It is also the first travel credit card jointly launched by commercial banks, China UnionPay and unionpay international. The card has added perfume processing technology, and the card surface emits special fragrance. It not only has the credit card functions of convenient card swiping, safe card use, revolving credit and accumulated credit, but also has special rights and interests such as RMB payment, domestic and overseas account repayment, cross-border preferential business circle, global high insurance guarantee, Hong Kong, Macao and Taiwan airport courtesy (exclusive to platinum card) and platinum secretary courtesy (exclusive to platinum card).
Longka Olympic credit card
It is a VISA brand single logo credit card issued by CCB for customers who advocate the Olympic spirit and love sports. On the eve of each Olympic Games, CCB will design and launch a classic card covering the characteristics of this Olympic Games. The Longka Olympic Credit Card launched this year is a VISA brand single logo credit card with the theme of the 22nd Winter Olympics in Sochi, Russia. * * * There are four cards, including the beautiful scenery of Sochi and the mascot of the Winter Olympics, which highlight the local characteristics of the host city of the Olympic Games and the characteristics of the Winter Olympics, and show the unique charm of the Olympic Games. At the same time, CCB also exclusively issues a collection commemorative card set of Longka Olympic cards, including sample cards of Longka Olympic cards issued before the Olympic Games, and one set is issued every Olympic Games to meet the collection needs of cardholders.
The above is a detailed introduction of bank cards, debit cards and credit cards.