According to the inquiry of Agricultural Bank of China, Yinliduo is a personal time deposit product issued by Agricultural Bank of China on schedule, with flexible pricing and sold to specific regions and specific individual customer groups. Features: standard deposit, safe principal and interest, lower starting point, higher income, multi-installment, more choices, support for debit cards, passbooks and certificates of deposit, valuable on the day of purchase, and one-time repayment of principal and interest at maturity.