Free installment should be a phased product of banks, that is, advertising language. There are only two kinds of credit card installment: bill installment and shopping installment.

Free installment is for a single consumption, and the amount of that consumption is divided. It can't be disassembled, but it can be swiped twice when swiping the card. The installment of the bill refers to paying back 90% of the whole bill as much as possible without dividing the money. Staging is only used when you don't have enough money The larger the amount, the more the handling fee.