1. Make a repayment plan: First, make a detailed repayment plan, including the monthly repayment amount and the agreed time. Ensure timely repayment, and avoid extra penalty interest and overdue records.
2. Borrowing the new and returning the old: If conditions permit, you can consider applying for loans from other formal financial institutions to repay the debts of online lending platforms at high interest rates. This can reduce the interest burden and improve the overall repayment ability.
3. Negotiate or restructure debts: Contact various online lending platforms and discuss with them the possibility of lowering interest rates, extending repayment period or restructuring debts. Some platforms may be willing to help you solve problems to avoid bad debts.
4. Increase income sources: find additional job opportunities or sideline, increase income and improve repayment ability. This can repay the debt faster and reduce the burden.
5. Seek professional help: If you feel that you can't handle the debt problem, you can seek the help of professional institutions or lawyers. They can provide you with appropriate suggestions and solutions.
Summary: Although you have borrowed many online lending platforms, you still have a chance to get out of this predicament as long as you take active actions, make a reasonable repayment plan and seek professional help.
Relevant information: You can refer to the consumer protection policies and debt management guidelines issued by relevant domestic departments for more information and suggestions.