Although smart deposits have been around for some time, many small partners have never experienced them. One of the most worrying issues is whether smart deposits are safe. It is understandable that people are wary of new things. In fact, the security of smart deposits is still very high, and even shouted the slogan of zero risk. So is this true? Help everyone analyze it.

1. Is smart deposit safe?

The first thing I want to tell you is that the so-called smart deposit is actually a bank deposit, so the question becomes: Is the bank deposit safe?

I believe everyone will have an answer to this question. It can be said that bank deposit is our safest way to manage money.

Second, does the smart deposit protect the principal and interest?

According to the regulations, all bank deposits are guaranteed capital and interest, and they also enjoy a deposit insurance system of 500,000 yuan, and smart deposits are no exception.

Especially under the new asset management regulations, the bank's guaranteed wealth management products have gradually decreased, and the advantages of smart deposits have gradually increased. I believe that the future development space will be very good.

3. Is smart deposit risky?

Although bank deposits claim to be zero risk, this is only relative. Any behavior in the world is risky, especially in the field of investment.

However, the existence of risks does not mean that there will be any accidents or losses. After so many years, the degree of bank deposit protection in China is still very high. In other words, even if smart deposits are risky, you can't find products with lower risks.

Conclusion: So, you don't have to worry about the security of smart deposits. It is not a lie to claim that there is zero risk of capital preservation and interest protection. As long as you are satisfied with the expected rate of return, you can buy it.