As of September, the average monthly pension of more than 40,000 enterprise retirees in Shenyang1180 yuan reached 2/kloc-0. This means that the average pension for retirees exceeded 2000 yuan for the first time.
Next year, the retirement pension of Shenyang enterprises will increase by at least 10%, which is expected to reach about 2400 yuan per month.
The average monthly pension for enterprise retirees 1 1 year rose for the first time, breaking "2".
According to Shenyang Social Pension and Industrial Injury Insurance Administration, as of September this year, except for retirees from government agencies and institutions, the number of pensioners in Shenyang reached 65,438+0.65,438 +0.4 million, an increase of more than 40,000 people over last year.
According to the national standards, the pension in Shenyang has been continuously increased by 1 1 year since 2005, achieving "continuous increase 1 1", and the increase rate this year has reached 10.5%.
After the adjustment, the monthly per capita pension of enterprise retirees reached 2 180 yuan, compared with the level of 538 yuan per month before the adjustment in 2005, the cumulative monthly per capita 1642 yuan in 10 increased by more than three times, which ensured that the living standard of enterprise retirees remained stable and gradually improved.
It is understood that the adjusted pension has been paid in place.
It will continue to rise 10% next year, reaching about 2400 yuan per month.
According to reports, pensions for enterprise retirees in Shenyang will continue to rise next year. According to the "convention", the increase is about 10%.
Based on the adjusted monthly average pension of 2 180 yuan this year, if 10% is increased next year, the monthly average pension of retired workers in Shenyang will reach about 2,400 yuan next year.
Expert opinion: A normal adjustment mechanism of basic pension should be established.
Calculation method:
Xiang Yunhua, a professor at the Social Security Research Center of Wuhan University, said earlier that in the past 65,438 years, the pension of retired employees has increased by 1 1% every year, which is obviously greater than the increase of CPI, and the absolute level of pension is improving. However, CPI is a comprehensive price index, in which the price of household appliances has dropped rapidly, but the necessities of life such as food have increased greatly, offsetting the welfare of rising pensions to some extent. Therefore, he believes that the indicator to measure the living standard of retirees is "pension replacement rate (the ratio of pension to on-the-job income)". International experience shows that when the pension replacement rate reaches about 70%, the living standard of retirees is roughly the same as when they are on the job; And below 50%, the quality of life is obviously reduced.
Xiong Hui, a professor at the School of Economics and Law of Southwest University of Political Science and Law, believes that a normal adjustment mechanism for basic pensions should be established as soon as possible, and the inflation rate, especially the price increase of daily necessities closely related to the elderly, can be selected as a linked indicator, and the adjustment range should also be linked to the wage level of employees.
First, the basic old-age insurance benefits are adjusted according to the average distribution
On this basis, calculating and adjusting the basic old-age insurance premium and distributing it equally according to the unit time of participating in social labor can achieve the goal of "building a social security system covering urban and rural residents in an all-round way with the focus on enhancing fairness, adapting to mobility and ensuring sustainability". Rather than the "overpayment" of wage income, the level of status, the age of the elderly, the level of prices, the difference between urban and rural areas and so on. We should distinguish between the primary distribution of national income and the redistribution of national income, establish an incentive mechanism and subsidize workers who have participated in social labor for a long time. The current basic pension structure (basic pension, personal account pension and transitional pension) is separated and integrated, and the basic pension is renamed as "basic old-age insurance". The integrated basic old-age insurance is divided into pension annuity, labor annuity and personal savings annuity, and the basic old-age insurance benefits are determined according to the payment period (accurate to the month).
Two, "China basic old-age insurance system design" suggested "pension adjustment scheme for retirees":
A. Adjustment principle: the basic old-age insurance benefits are calculated and adjusted based on the time of citizens participating in social labor, and are evenly distributed according to the unit time of participating in social labor.
B adjustment scope: from enterprises, institutions, organs, military units, colleges and other units to all retirees who have enjoyed basic social endowment insurance benefits since the founding of the People's Republic of China.
C. Adjustment purpose: The goal is not to improve the treatment level and the average pension level of retirees, but to be fair and reasonable, and the basic old-age insurance treatment aims at "enhancing fairness, adapting to liquidity and ensuring sustainability".
D. Adjust the pension calculation formula: personal pension amount = old-age pension+labor pension+personal savings.
Monthly pension = average monthly salary of local employees in the previous year × [age subsidy rate × (individual age -65 years old)+labor subsidy rate × individual cumulative payment period]
Monthly labor pension = the average monthly salary of local employees in the previous year × the proportion of labor pension × the accumulated payment period of individuals.
Monthly personal pension = 1 10% Personal account at the time of personal retirement ÷(76- actual retirement age) ÷ 12.
note:
1 The above calculation method is the same as the Design of Basic Endowment Insurance System in China, but the parameters are modified (study the correlation and continuity of adjustment data, because isolated data is meaningless).
The age subsidy rate of old-age insurance is 0.25% (for example, reducing the age subsidy rate can be used to adjust the relationship between the deemed payment period and the payment period, and to solve the problem of whether there is an individual paying a transitional pension in the basic old-age insurance). The labor subsidy rate is equal to 50% of the percentage of labor pension (for example).
The amount of labor pension depends on the accumulated payment period of individuals. The percentage of labor pension can be 1.0% or 1.2% or 1.4% (for example), in which 1.0% is used to reduce the current pension level of most retirees and 1.4% is used to improve the pension level of most retirees. However, the result is fair, with more people and fewer people. It should be suitable for the development of national economy and can effectively control the pension gap.
The amount of personal savings depends on the amount of basic old-age insurance premiums paid by individuals, and the amount of personal account savings is the part paid by individuals, just like bank savings. Since individual contributions only appeared after the reform of the old-age insurance system, the individual contributions that did not exist before can be adjusted through the age subsidy rate. When an individual retires, 1 10% of the personal account deposit (for example) is value-added.