"In order to ensure your interests, please pay the insurance premium of 1 to 10 policy year on schedule. ..... If it is not paid, ... Although this contract continues to be valid at this time, in the event of an accident of the insured, we will only pay the death insurance according to the value of the policy account at the time of the insured's death. "

This means telling you that it is recommended that you pay for at least ten years, so that there will be no shortage of death insurance, because death insurance = policy account value+death insurance. Since I bought it, I will honestly pay it for ten years. If it is not difficult to pay in the future, I will continue to pay. I want to know what death insurance coverage you set at that time? It is suggested that if the price can be reduced, you can only pay 3000 a year. After deducting the initial cost, death risk protection fee and policy management fee, there is not much left. The higher the death insurance rating, the higher the death risk protection fee will be. Finally, if the money in your account is deducted, the contract will disappear automatically.